Mortgage Loan Officer Loan Partner

Responsibilities

• Prequalify: - Contact all newly received applications within 24 hours of assignment - Thoroughly review 1003 with the borrower(s) and request necessary documents - Explore all options before turning down a pre-approval request - Keep Realtor partners updated on the progress - Stay up to date on investor guidelines & program changes
• Pre-Approve: - Communicate pre-approval parameters to borrowers - Provide supplemental pre-approval documents - Notify the referring Realtor immediately after issuing pre-approval - Expedite rush pre-approval requests - Flag any red flags or potential issues to the loan officer
• Pipeline: - Expedite onboarding for newly received contracts - Perform a daily “gauge check” to identify “hot loans” - Attend weekly branch pipeline meetings to track loan milestones - Coordinate closely with loan processing teams - Contact borrowers, attorneys, and Realtors 24 hours before contingencies expire - Review Closing Disclosures for accuracy against Loan Estimates - Conduct pre-closing phone calls (48 hours before closing) - Be available after hours for urgent questions (via mobile email)

Qualifications

• Must maintain an active NMLS license
• Minimum 5 years in mortgage processing, underwriting, or origination
• Proficient in DU/DO, LP, and major investor guidelines
• Experience with Loan Origination Systems (Encompass, Arive, etc.)
• Strong verbal and written communication skills
• Able to work under pressure and meet deadlines
• Excellent time management and organizational skills
• Able to collaborate across branch and corporate levels
• Completion of regulatory & compliance training

About Home Loan Advisors

Home Loan Advisors (a DBA of Go Rascal INC) is a high-performing group that combines deep industry expertise with a human approach. We believe exceptional client service starts with how we treat our own team. We stay ahead of industry changes so we can provide the guidance and education clients need to make confident decisions.