Mortgage Loan Closer - West Allis
About the Role
Tri City National Bank is seeking a Mortgage Loan Closer to manage a pipeline of loans, ensuring timely and compliant closures. This role involves collaborating with various teams, mentoring colleagues, and maintaining up-to-date knowledge of mortgage lending regulations. The position is on-site in West Allis, WI, and offers a compensation range of $24.00 - $32.00 per hour based on experience.
Responsibilities
- Collaborate with loan processors, officers, and underwriters to ensure loan closing.
- Train, mentor, and provide leadership to team members.
- Prepare loan closing documents for various loan types using Mortgagebot/IDS or LaserPro, adhering to compliance guidelines.
- Resolve problems independently, working with the compliance department and legal counsel.
- Assist in implementing new policies and procedures, ensuring the procedures manual is current.
- Review loan files for completeness and accuracy before closing.
- Monitor high-cost loans and TRID regulations, ensuring accuracy in Loan Estimates and Closing Disclosures.
- Communicate professionally with internal and external parties to resolve issues.
- Complete HMDA information accurately for assigned loan files.
- Assist with post-closing duties and weekly/monthly reports.
Requirements
- 3+ years of consumer mortgage closing experience.
- High school diploma or equivalent; advanced education is a plus.
- Proficiency in typing and computer software.
- Advanced understanding of mortgage closings and problem resolution.
- Knowledge of federal and state consumer compliance regulations related to residential mortgage loans.
- Exceptional organization and communication skills.
- Ability to prioritize multiple tasks, work independently, and maintain confidentiality.
- Capacity to manage high-stress situations and maintain a high level of energy.
Qualifications
- 2+ years of experience in a residential mortgage department or relevant financial services industry.
- Understanding of secondary mortgage lending and government loans.
- Analytical ability to gather and integrate data for loan closing documentation.
Benefits
- Part-Time: 401(k) with company match (must be 21 and work 20+ hours/week), up to 20 hours of paid vacation after 6 months.
- Full-Time: 401(k) with company match, tuition reimbursement, medical/dental/vision coverage, paid vacation, and more.
Why Join Us
- Community Impact: Contribute to local growth and prosperity.
- Innovation: Work in a dynamic, evolving environment that values fresh perspectives.
- Career Growth: Access personal and professional development opportunities through Pathways for Success.
- Celebration of Success: Be part of a team that values and celebrates achievements.
- Work-Life Balance: Enjoy a predictable schedule with major holidays off.
- Great Employee Benefits: Start on the 1st of the month after hire.
Equal Opportunity Employer/Veterans/Disabled
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
Reasonable Accommodation
If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Human Resources at 414-761-1610 or hr2@tcnb.com.