Mortgage Loan Advisor

About the role

The Mortgage Loan Advisor position at Publix Employees Federal Credit Union (PEFCU) is dedicated to providing financial services to Publix Super Markets, Inc. employees and their families. PEFCU offers comprehensive benefits including medical, dental, and vision insurance, generous paid time off, and a variety of retirement and incentive programs.

Responsibilities

• Met with and interview members to understand their lending needs, including first-time mortgages and refinances.
• Explain the differences between and approval requirements of various types of mortgages; prepare and present a lending package based on client specifications.
• Absorb and verify mortgage loan applications, ensuring accuracy and thoroughness of completed documents.
• Assess and grant or reject mortgage applications based on predetermined requirements.
• Stay updated on local real estate market trends, current and predicted lending rates, and mortgage rules, regulations, and best practices.
• Develop and maintain relationships with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
• Attend community and Publix events outside of credit union operations.
• Perform other duties as assigned.

Requirements

• Excellent interpersonal and customer service skills.
• Strong organizational skills and attention to detail.
• Consultative conversational skills.
• A thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Freddie Mac), and other types of construction and conventional loans.
• Proficiency with Microsoft Office Suite or related software.
• Three years of Mortgage Lending or related credit union experience preferred.
• NMLS license or ability to obtain an NMLS license within 30 days of hire.

Qualifications

The ideal candidate should have a strong commitment to integrity, collaboration, service, inclusion, and ownership. They must also possess excellent communication and organizational skills, as well as a solid understanding of various types of mortgages and the local real estate market.

Skills

• Excellent interpersonal and customer service skills.
• Strong organizational skills and attention to detail.
• Consultative conversational skills.
• A thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Freddie Mac), and other types of construction and conventional loans.
• Proficiency with Microsoft Office Suite or related software.

Benefits

• Medical, Dental, and Vision insurance plans with one option at NO cost for employee only coverage!
• Generous Paid Time Off program (approximately 3 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community!
• Tuition reimbursement
• And much, much more!!!

Pay

This is a salaried, non-commission role.

Schedule

Local travel to meet members as needed. Branch visits quarterly.