Mortgage Lending Consultant (Madison)

Job Summary

Dupaco Community Credit Union is seeking a motivated Mortgage Lending Consultant to join our dynamic team. The ideal candidate will have a proven track record in mortgage sales and a deep understanding of the mortgage industry.

About the Role

The Mortgage Lending Consultant will guide members through the mortgage application process, from pre-qualification to closing. They will work closely with borrowers to assess their financial situation, present mortgage options, and help them choose the right loan product.

Responsibilities

• Guiding members through the mortgage application process, from pre-qualification to closing
• Assessing members' financial situation and presenting mortgage options
• Ensuring all necessary documents are collected and reviewed for members applying for residential mortgage loans
• Interviewing members and non-members to gather information and answer mortgage questions
• Maintaining regular contact with members to proactively address and resolve mortgage questions
• Providing home-buying education, credit counseling, and mortgage makeovers to help members improve their financial position
• Communicating figures and loan terms effectively at closings with buyers, sellers, real estate agents, and third-party service providers
• Utilizing technology to improve member experience and maximize efficiencies
• Answering general mortgage loan questions and providing related information to applicants
• Maintaining thorough knowledge of credit union loan programs to provide information to applicants
• Maintaining knowledge of state and local government programs that assist borrowers
• Creating connections and maintaining positive professional relationships with real estate agents, attorneys, and builders
• Ensuring compliance with federal and state regulations governing residential mortgage lending

Requirements

• Aceociate's degree in a related field or equivalent experience
• Proven experience as a Mortgage Lender or similar role in the mortgage industry
• Bilingual abilities in Spanish and English are a plus
• Excellent interpersonal and communication skills
• Strong sales ability with a commitment to member service
• Ability to work independently and as part of a team
• Current NMLS (National Mortgage Licensing System) registration or ability to obtain it