Mortgage Home Loan Advisor
About This Role
This position requires spending more than 80% of your time outside the office, meeting new people, and helping people finance homes.
Responsibilities
- Sourcing leads for mortgage home loans
- Meet with perspective borrowers to obtain loan applications, explain the process, fees, and available programs
- Analyze perspective borrowers' financial status by obtaining required paperwork and notifying them of credit reports and appraisals
- Submit completed applications and confer with underwriters to resolve mortgage application concerns
- Advise borrowers on underwriting decisions and work with them and underwriters to meet underwriting conditions
- Work with processors and borrowers to reconstruct loans under different programs if necessary
- Cook up loan closings, escrow signings, order loan documents, and assist borrowers in the closing process
Qualifications, Competencies And Skills
- A high school diploma or GED
- One to two years related experience and/or training
- Proficient with Windows-based software
- The ability to drive a car or obtain other reliable transportation
- Effective communication skills (speaking, reading, writing, interpreting documents and reports)
- Competent math skills
- Registered under the Nationwide Mortgage Licensing System (NMLS) upon hire
- Self-motivated and detail-oriented
- Capable of thriving in a fast-paced, constantly changing environment
About Us
Be a part of a growing company committed to its employees and clients. Join the First Bank family, a member of the largest independent banks in the U.S., dedicated to growth and success over the past 100 years.
Diversity
We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We are proud of our diverse workforce and promote personal and professional development.
First Bank
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
San Francisco Applicants Only
At First Bank, we consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.
Hybrid Work Environment
Our hybrid work environment allows employees to work at an alternative location depending on job needs and team dynamics. In-office days are designed to inspire increased collaboration, development, productivity, and quick decision-making. Hybrid schedules should include at least two full days in the office, with more or all in-office days expected for client-facing teams and supporting groups.