Mortgage & Home Equity Underwriter

Essential Responsibilities

• Underwrite a limited range of mortgage loans, primarily focusing on HELOCs, fixed-rate Home Equity loans, Equity Rich fixed-rate loans and Equity Rich lines of Credits.
• Assist with first mortgage refinances, purchases, and construction loans as needed.
• Review mortgage loan applications, credit reports, financial documents, and collateral to make approval or denial decisions based on established criteria and program guidelines.
• Assess loan risk and request additional information when needed.
• Work with processors and loan officers to communicate approval conditions.
• Review property appraisals to confirm collateral value is properly documented.

Education And Experience

• A high school diploma or GED is required.
• Minimum of one year of mortgage experience or equivalent is preferred.

Knowledge, Skills, And Abilities

• Professional verbal and written communication skills.
• Strong interpersonal skills - ability to work well with others.
• Strong time management and organizational skills who can work in a fast-paced environment.
• Analytical and critical review skills.
• Ability to exhibit a positive attitude and professional demeanor and can lead by example.

General Information

• Understand and follow mortgage-related operational procedures.

Company Information

General Electric Credit Union is an Equal Opportunity Employer.