Mortgage Funder / Post-Closing Specialist
Elliman Capital · Miami, FL · 2 mo ago
On-siteBusiness DevelopmentFull-time
About the role
Associated Mortgage Bankers, Inc. (NMLS #24794) and Elliman Capital are hiring a Funder to own funding and post-closing and to serve as backup to the Closing and Post-Closing Manager. The role covers agency, jumbo, and Non-QM production across multiple states and works closely with closing, loan officers, settlement agents, and accounting. Hybrid schedule out of our Miami office in Edgewater.
Responsibilities
- Review executed closing packages for accuracy, completeness, and correct execution prior to funding
- Clear final funding conditions and confirm lender and investor requirements are satisfied
- Prepare wire requests, verify disbursement figures against the final CD and settlement statement, and coordinate release with the warehouse bank
- Apply callback and verification protocols on all wires and escalate fraud indicators
- Maintain the funding log and reconcile daily funding activity with accounting
- Manage post-closing delivery, loan registration, trailing documents, and investor purchase follow-up
- Resolve funding suspense items and investor conditions to protect purchase timelines
- Back up the Closing and Post-Closing Manager on CD preparation, balancing with settlement agents, and issuance of closing packages
- Report funding and closing status to loan officers and settlement agents throughout the day
- Contribute to funding and post-closing procedure documentation
Qualifications
- 2+ years of mortgage funding, closing, or post-closing experience with a lender
- Familiarity with state-level requirements affecting funding, including Texas Section 50(a)(6) closing rules, New York CEMA and attorney closings, and California per diem and disbursement timing
- Working knowledge of TRID, RESPA, and Reg Z as applied to final figures and disbursement
- Experience with Non-QM, bank statement, DSCR, and jumbo product alongside conventional
- Ability to prepare or review a Closing Disclosure and balance with a settlement agent
- Proficiency in Encompass; nCino experience preferred
- Demonstrated wire and warehouse discipline
- Accuracy under deadline pressure and sound judgment on when to hold a wire