Jobs · Finance · Ohio

Mortgage Direct Loan Officer

Huntington National Bank · Beachwood, OH · 1 mo ago
FinanceFull-time
We need to output HTML fragment with sections only if content present. Use

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to parse the description. We have description summary: "The Mortgage Loan Officer - Direct position provides "Simply the Best" customer service to each customer service at all times." That's about the role. Responsibilities: bullet list: "Develops new and expands internal and external referral sources to grow mortgage business. Using consultative selling techniques, advises clients on mortgage loan options and other financial products. Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. Responsible for maintaining client relationships. Advises customers on the completion of loan applications. Performs other duties as assigned." Basic Qualifications: high school diploma or GED, one or more years of mortgage loan origination experience, NMLS license. Preferred Qualifications: pipeline and book of business, bachelor's degree preferred, knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs), knowledge of mortgage procedures, documentation, and underwriting guidelines, demonstrated ability to identify opportunities to cross-sell financial products and services, effective written and verbal communication skills, strong organizational skills, ability to multi-task, PC & Internet skills. Exempt Status: No (eligible for overtime). Workplace Type: Office. Approach to Office Workplace Type: description about flexible work arrangement. This could be considered Benefits? Not exactly. It's about workplace arrangement. Could be considered "Schedule" maybe? But schedule not given. Benefits not given. Pay not given. So we should not create Pay/Benefits/Schedule sections unless actual content. We have no explicit pay, benefits, schedule. So omit those sections. We need sections: About the role (maybe from description summary). Responsibilities. Requirements (basic qualifications). Qualifications (preferred qualifications). Skills (maybe combine communication etc). But we have to avoid thin sections. Could combine Requirements and Qualifications? But rules: Use headings for those categories if content present. We have content for Basic Qualifications and Preferred Qualifications. Could put them under Requirements and Qualifications respectively. Skills could be derived from preferred qualifications (communication, organizational, multi-task, PC & Internet). But we could also put those under Skills. However we need to avoid duplication. Better to have: About the role, Responsibilities, Requirements (basic qualifications), Qualifications (preferred qualifications), Skills (maybe communication etc). But we might have overlapping content. Let's see: Preferred qualifications includes knowledge of mortgage loan products, procedures, cross-sell ability, communication skills, organizational skills, ability to multi-task, PC & Internet skills. Those could be considered Skills. But we could also keep them under Qualifications. The instruction: "Prefer a few substantive sections over many thin ones." So maybe combine Requirements and Qualifications into one "Requirements" section? But they differentiate basic vs preferred. Could still have two sections: Requirements (basic) and Qualifications (preferred). That's two sections, not too many. Skills maybe redundant. Could omit Skills section and put communication etc under Qualifications. That seems fine. Thus sections: About the role, Responsibilities, Requirements, Qualifications. We need to use
  • for any list of duties/requirements/benefits. So for Responsibilities we list each duty as
  • . For Requirements (basic qualifications) list each as
  • . For Qualifications (preferred qualifications) list each as
  • . We need to preserve all substantive information, not invent or summarize away detail. So we need to include all points. Let's extract: About the role: The Mortgage Loan Officer - Direct position provides "Simply the Best" customer service to each customer service at all times. (Note: there is a typo "each customer service" but we keep as is.) Responsibilities list: - Develops new and expands internal and external referral sources to grow mortgage business. - Using consultative selling techniques, advises clients on mortgage loan options and other financial products. - Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. - Responsible for maintaining client relationships. - Advises customers on the completion of loan applications. - Performs other duties as assigned. Basic Qualifications (Requirements): - High school diploma or GED - One or more years of mortgage loan origination experience - NMLS license Preferred Qualifications (Qualifications): - Pipeline and book of business - Bachelor's degree preferred - Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) - Knowledge of mortgage procedures, documentation, and underwriting guidelines - Demonstrated ability to identify opportunities to cross-sell financial products and services - Effective written and verbal communication skills - Strong organizational skills - Ability to multi-task - PC & Internet skills We also have Exempt Status: No (eligible for overtime). Workplace Type Office. Approach to Office Workplace Type description. Should we include that? It's not a standard heading; maybe we could incorporate into About the role or Responsibilities? It's about workplace arrangement. Could be considered a detail about the role. Could add a paragraph under About the role? But we must not invent headings. Could add a

    after About the role summarizing workplace info. However the instruction: "Use

    for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Use
    • for any list of duties/requirements/benefits, and

      for prose." So we can have prose paragraphs under sections. So we could add a paragraph under About the role that includes the workplace description. But we must not repeat job title as heading. Already we have About the role heading. Thus About the role section:

      About the role

      then a

      containing the description summary plus maybe the workplace info. But we need to preserve all substantive information; we can combine them. Let's craft About the role paragraph: "The Mortgage Loan Officer - Direct position provides 'Simply the Best' customer service to each customer service at all times. The role is based in an office environment with a flexible work arrangement that combines in-office and remote work, enabling teams to deepen connections, maintain a strong community, and do their best work. Remote roles also have the opportunity to come together in offices for moments that matter; specific work arrangements will be provided by the hiring team." We also have Exempt Status: No (eligible for overtime). Could we include that in About the role? It's about exempt status. Could add a sentence: "This position is non-exempt, making it eligible for overtime pay." That preserves info. Also note about immigration sponsorship: "Huntington will not sponsor applicants for this position for immigration benefits..." and "Applicants must be currently authorized to work in the United States on a full-time basis." That's also substantive. Should we include? It's not under standard headings but could be part of About the role or Requirements? It's a requirement about work authorization. Could add to Requirements as a bullet? But it's not a qualification per se but a requirement. Could add under Requirements as a bullet: "Must be currently authorized to work in the United States on a full-time basis." Also note about immigration sponsorship: "Huntington will not sponsor applicants for this position for immigration benefits." That's a condition; could be included as a note. Also EEO and Tobacco-Free hiring practice, note to agency recruiters: those are boilerplate to remove. So we drop those. Thus we need to include work authorization and no sponsorship info. Let's decide where to put them. Could add a bullet under Requirements: "Must be currently authorized to work in the United States on a full-time basis." And maybe a note: "Huntington will not sponsor applicants for this position for immigration benefits." Could be a separate

      under Requirements. But we must not invent headings. So we can add a

      after the list. Now check for any other info: "Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No". So we have that. Also "Workplace Type Office". Already captured. Now ensure we don't include boilerplate: Equal Opportunity Employer, Tobacco-Free Hiring Practice, Note to Agency Recruiters, etc. Remove. Now produce HTML fragment:

      About the role

      ...

      Responsibilities

      • ...
      • ...

      Requirements

      • High school diploma or GED
      • One or more years of mortgage loan origination experience
      • NMLS license
      • Must be currently authorized to work in the United States on a full-time basis

      Huntington will not sponsor applicants for this position for immigration benefits.

      Qualifications

      • Pipeline and book of business
      • Bachelor's degree preferred
      • Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
      • Knowledge of mortgage procedures, documentation, and underwriting guidelines
      • Demonstrated ability to identify opportunities to cross-sell financial products and services
      • Effective written and verbal communication skills
      • Strong organizational skills
      • Ability to multi-task
      • PC & Internet skills
      We should not include Pay/Benefits/Schedule sections. Check for any duplicated lines: we have not repeated. Now ensure we preserve all substantive information: we included description summary, responsibilities, basic qualifications, preferred qualifications, work authorization, no sponsorship, exempt status (we omitted? Actually we didn't include exempt status. We need to include that. Where to put? Could add a sentence in About the role or Requirements. Exempt status is about overtime eligibility. Could add a sentence in About the role: "This position is non-exempt, making it eligible for overtime pay." Let's add that. Thus About the role paragraph will include: description, workplace arrangement, exempt status. Let's craft final About the role paragraph: "The Mortgage Loan Officer - Direct position provides 'Simply the Best' customer service to each customer service at all times. The role is based in an office environment with a flexible work arrangement that combines in-office and remote work, enabling teams to deepen connections, maintain a strong community, and do their best work. Remote roles also have the opportunity to come together in offices for moments that matter; specific work arrangements will be provided by the hiring team. This position is non-exempt, making it eligible for overtime pay." Now we have covered exempt status. Now check if we missed any: "Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses." We summarized as "Huntington will not sponsor applicants for this position for immigration benefits." That's okay but we lost the list of examples. The instruction: preserve ALL substantive information; do NOT invent or summarize away detail. So we need to keep the list. So we should include the full sentence. Could add as a

      under Requirements after the bullet list. Thus under Requirements we have bullet list and then a

      with the full sponsorship sentence. Now also note: "Applicants must be currently authorized to work in the United States on a full-time basis." Already bullet. Now also note about "Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No". We captured. Now also note about "Workplace Type Office". Already captured. Now also note about "Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:

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