Mortgage Banking Officers

Overview

At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

Responsibilities

• Interviews applicants concerning their mortgage loan needs and desires.
• Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines.
• SUBMIT LOANS AND SUBSEQUENT INFORMATION TO BE PROCESSED FOR REVIEW AND APPROVAL BY RESIDENTIAL MORTGAGE UNDERWRITING.
• ENSURES THE GROWTH OF THE MORTGAGE DEPARTMENT THROUGH THE SELECTION AND DEVELOPMENT OF NEW ACCOUNTS AND THE EXPANSION OF THE PORTFOLIO.
• ACTS IN AN ADVISORY CAPACITY TO OTHER OFFICERS, EMPLOYEES AND CUSTOMERS ON MATTERS PERTAINING TO MORTGAGE SERVICES.
• ENSURES THAT APPROVED LOANS ARE CLOSED FOLLOWING REQUIRED PROCEDURES AND THAT THE DOCUMENTATION IS COMPLETE.
• CALLS ON REALTORS AND OTHER SOURCES OF NEW BUSINESS TO INCREASE REFERRALS, BUILD STRATEGIC PARTNERS AND TO PROMOTE THE BANK AND THEREBY ENHANCE OVERALL BANKING RELATIONSHIPS.
• PERFORMS OTHER DUTIES AS ASSIGNED.

Qualifications

• Achieved Associate degree or equivalent combination of education and related work experience.
• 3-5 years mortgage lending experience required.
• Will be required to register with the NMLS.

The Perks

• Competitive base compensation with additional performance-based incentives (incentives vary depending on role)
• Career development and continuous learning opportunities
• Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
• 100% vested 401(k) Retirement Plan with company match
• Medical, Dental, and Vision insurance
• Flex spending plan & Health savings accounts with employer contribution
• Student Loan Debt Reduction Program & Tuition Assistance Plan
• Employee Stock Ownership Plan
• Employer provided group life insurance with option to purchase additional life insurance for you and your family members
• Employer provided long term and short term disability insurance
• Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance
• Wellness Program
• Free banking services and other financial services discounts
• Take Your Dog to Work Day in June
• Employee Rally Day- a day of celebration and recognition!