Miscellaneous Professional Liability - Underwriter

About the role

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new Miscellaneous Professional Liability (MPL) program. This role will be responsible for underwriting and managing a diversified book of professional liability business, helping shape underwriting strategy, and supporting profitable portfolio growth. The ideal candidate brings deep professional liability underwriting expertise, strong broker relationships, sound judgment, and the ability to thrive in a dynamic, build-stage environment. This is a highly visible role with the opportunity to influence product development, underwriting guidelines, distribution strategy, and long-term program performance.

Responsibilities

• Underwrite new and renewal Miscellaneous Professional Liability risks in accordance with program guidelines, authority, and profitability targets.
• Evaluate submissions, including applications, financials, loss runs, contracts, and other underwriting data, to determine acceptability of risk.
• Select, price, structure, quote, bind, and manage MPL accounts with a focus on disciplined underwriting and sustainable growth.
• Partner with leadership to help develop and refine underwriting appetite, guidelines, coverage positions, pricing strategy, and workflow for the new program.
• Build and maintain strong relationships with wholesale and retail broker partners to drive submission flow and market presence.
• Negotiate terms, conditions, and pricing with brokers while balancing production goals and underwriting discipline.
• Monitor portfolio performance, rate adequacy, loss trends, and industry developments to identify opportunities and emerging issues.
• Collaborate with actuarial, claims, legal, operations, product, and compliance partners to support program development and execution.
• Provide underwriting mentorship and technical guidance to junior team members as the program grows.
• Assist with product enhancement, coverage wording review, and competitive market analysis.
• Ensure adherence to internal underwriting standards, regulatory requirements, and delegated authority protocols.
• Maintain accurate underwriting files, documentation, and data quality within policy administration and workflow systems.

Requirements

• Bachelor's degree or equivalent experience.
• Demonstrated ability to underwrite complex professional liability risks and make independent decisions within authority.
• Strong knowledge of MPL coverage forms, policy structure, rating considerations, and claims drivers.
• Experience building or scaling books of business, products, or programs is strongly preferred.
• Established broker relationships and proven ability to develop business in a competitive market.
• Strong analytical, negotiation, and portfolio management skills.
• Excellent communication and interpersonal skills, with the ability to influence internal and external stakeholders.
• Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.
• Proficiency with underwriting systems, Microsoft Office, and data-driven decision-making tools.
• 7 to 15+ years of underwriting experience in professional liability, with meaningful experience in Miscellaneous Professional Liability or adjacent E&O lines.

Preferred Experience

• Experience underwriting a broad range of miscellaneous professional classes, such as consultants, staffing firms, marketing/media firms, and other service-oriented businesses.
• Familiarity with program business, delegated authority environments, or MGA/MGU platforms.
• Experience contributing to product design, filing support, or underwriting guideline development.

The successful candidate will be

• A technically strong and disciplined underwriter
• Commercially minded and relationship-driven
• Comfortable operating with autonomy and accountability
• Excited by the opportunity to help build a new program from the ground up
• Focused on profitable growth, not just top-line production