Middle Market Underwriter

Key Responsibilities

• Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
• Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
• Classify and price risks appropriately using underwriting judgement and analytical tools and resources
• Handle complex or larger accounts that may require reinsurance placement
• Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
• Identify opportunities for book improvement and work with Distribution on implementing necessary changes
• Lead reviews on larger accounts exceeding letter of authority
• Communicate effectively, providing prompt and professional service
• Develop and maintain strong relationships with agents, traveling as needed for agency visits
• Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
• Provide input and data to help drive and implement strategic underwriting initiatives
• Maintain appropriate underwriting file documentation

Required Qualifications

• Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
• Or 4 years of experience in Commercial Lines Underwriting

Preferred Qualifications

• Experience in underwriting Middle Market accounts
• Knowledge, Skills, And Abilities

• Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
• Solid time, organizational, and desk management skills
• Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
• Ability to think analytically about business problems, make recommendations and propose solutions
• Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
• Knowledge of commercial lines coverages and policies in assigned states
• Ability to professionally interact with our customers
• Ability to investigate, gather facts and information, and analyze coverage
• Knowledge of state/territory issues and regulations
• Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
• Ability to demonstrate a commitment to continuing education and development

Total Rewards

Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security.

Work Authorization

The applicant should respond to questions on this application in a way that will not divulge such information.

Equal Opportunity Employer

It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information.