Middle Market Senior Portfolio Manager – Wholesale Credit Delivery – Sponsor and Leveraged Finance
for each section. Use - for any list of duties/requirements/benefits. Use
for prose.
We must not repeat job title as heading. No Job ID etc.
We need to preserve all substantive information; do not invent or summarize away detail. So we need to include details from description.
We need to remove boilerplate: application instructions, EEO, etc. Also remove duplicated lines.
We need to include sections only when posting has real specific content.
Thus sections: About the role (maybe from first paragraph describing role). Responsibilities (Essential Duties And Responsibilities). Requirements (Required Qualifications). Qualifications (Preferred Qualifications). Skills (maybe from required qualifications like MS Office, interpersonal skills, etc). Benefits (General Description...). Schedule (Work Shift: 1st shift). Possibly also Language Fluency: English (Required) and Regular or Temporary: Regular could be included in About the role or maybe as part of Requirements? Could include in About the role as metadata. But we should not create filler sections.
We need to decide how to structure.
Let's extract content:
About the role: The position description: "The Middle Market Senior Portfolio Manager (“Senior PM”) is responsible for the independent underwriting, structuring, and ongoing portfolio management of complex, sponsor owned and leveraged middle market credit relationships typically via bilateral and left lead executions. This role supports new originations and manages existing relationships involving acquisition financing, recapitalizations, refinancings, upsizes, amendments, and waivers, often with layered capital structures and heightened execution risk. Activity is focused on the most complex and largest credit relationships across the general Middle Market C&I landscape, a core growth strategy for Truist Corporate & Commercial Bank (TCCB)."
Also Language Fluency: English (Required). Regular or Temporary: Regular. Work Shift: 1st shift (United States of America). Could be part of About the role or separate.
Responsibilities: list of duties under Underwriting, Portfolio Management, Client Calling Effort, Subject Matter Expertise, Deal Team Management, Decision-Making and Autonomy, Problem Complexity, Leadership / Influencing / Negotiating / Persuading, Project or Program Management, Nature and Area of Impact.
We need to capture as bullet list.
Required Qualifications: list: Bachelor’s Degree in Finance or related field and at least 7-10+ years of progressive experience in middle market credit and/or mid corporate underwriting, leveraged finance, sponsor finance, and portfolio management within a bank or direct lending environment. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential. Sound credit skills essential. Must have strong attention to detail. Ability to prioritize workflow and multi-task in a fast-paced environment.
Preferred Qualifications: Master’s or an equivalent combination of educational and experience or other related advanced degree. Has successfully held similar role with commercial financial institution or like experience. Industry or sub-sector expertise. Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino).
Skills: Could combine required qualifications skills: MS Office, interpersonal, written/verbal, credit skills, attention to detail, prioritize workflow, multi-task. Could also include preferred: mastery of Truist systems.
But we might not need separate Skills section if we incorporate into Requirements. However instructions: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can include Skills if we have content.
We have content for Skills: from Required Qualifications: Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential. Sound credit skills essential. Must have strong attention to detail. Ability to prioritize workflow and multi-task in a fast-paced environment. Also Preferred: Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino). So we can list those.
Benefits: General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: includes medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, 401k, vacation, sick days, paid holidays, possibly defined benefit pension plan, restricted stock units, deferred compensation plan.
Schedule: Work Shift: 1st shift (United States of America). Also maybe Regular or Temporary: Regular. Language Fluency: English (Required). Could include in Schedule or About the role. Let's put Schedule section with those details.
Now we need to output HTML fragment only, no /, no markdown.
We'll produce something like:
About the role
The Middle Market Senior Portfolio Manager (“Senior PM”) is responsible for the independent underwriting, structuring, and ongoing portfolio management of complex, sponsor owned and leveraged middle market credit relationships typically via bilateral and left lead executions. This role supports new originations and manages existing relationships involving acquisition financing, recapitalizations, refinancings, upsizes, amendments, and waivers, often with layered capital structures and heightened execution risk. Activity is focused on the most complex and largest credit relationships across the general Middle Market C&I landscape, a core growth strategy for Truist Corporate & Commercial Bank (TCCB). Regular or Temporary: Regular. Language Fluency: English (Required). Work Shift: 1st shift (United States of America).
Responsibilities
- Underwriting: leads the entire commercial underwriting process both internally and externally with prospects and clients; underwrites, structures, and documents all prospect and client transactions; independently runs the most complex deals (PEG-owned and leveraged clients) and largest credit relationships; possesses mastery of client and industry expertise, analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects; provides independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks; recommends and models appropriate loan structures while maintaining expertise around the bank’s suite of ancillary products, including legal documentation impact and negotiation; accountable for risk evaluation and associated regulatory compliance requirements.
- Portfolio Management: accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation; responsible for risk rating integrity, annual reviews as well as financial statement spreading, compliance and regulatory review; manages all amendment and waivers in the assigned portfolio; expected to be anticipatory, forward focused, independent, transparent and collaborative in identification, communication, and all aspects of management of risk.
- Client Calling Effort: expands client relationships through consistent and direct client calling efforts; in conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.
- Subject Matter Expertise: partners closely with Investment Banking peers to ensure effective delivery of complex financing solutions to TCCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers; understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the PM organization.
- Deal Team Management: expected to manage these tasks by utilizing assigned Associates and Analysts; mentors and coaches junior PMs, Associates and Analysts including annual performance review process for Analysts and Associates; span of control may include direct reports, regular communication with Clients and Prospects, Portfolio Management teammates, Relationship Managers, Credit Risk Managers, Credit Review partners, Technology, and other internal and external audit and examiner functions.
- Decision-Making and Autonomy: teammates in this role are charged with providing independent current and forward-looking risk view on clients within the assigned clients/prospects and portfolio; author independent risk recommendations including, but not limited to; risk rating, compliance, underwriting; the recommendation is finally approved by ultimate risk approval officer.
- Problem Complexity: Senior PMs will be assigned more of the complex names in the portfolio (lead clients, leveraged profiles, PEG affiliated, sensitive relationships, difficult legal structures).
- Leadership / Influencing / Negotiating / Persuading: required to develop an independent point of view and provide recommendations to appropriate decision makers; expected to mentor all junior talent as well as LOB partners as appropriate.
- Project or Program Management: must be able to handle a large portfolio of complex/leveraged clients in addition to taking a leadership role in activities outside of day-to-day portfolio responsibilities that benefit the PM platform as a whole.
- Nature and Area of Impact, including Risk: must deliver solid credit and underwriting analyses and risk rating recommendations; key risk drivers are credit and operational.
Requirements
- Bachelor’s Degree in Finance or related field and at least 7-10+ years of progressive experience in middle market credit and/or mid corporate underwriting, leveraged finance, sponsor finance, and portfolio management within a bank or direct lending environment.
- Mastery level proficiency with MS Office Desktop applications.
- Strong interpersonal skills and solid written/verbal communication are essential.
- Sound credit skills essential.
- Must have strong attention to detail.
- Ability to prioritize workflow and multi-task in a fast-paced environment.
Qualifications
- Master’s or an equivalent combination of educational and experience or other related advanced degree.
- Has successfully held similar role with commercial financial institution or like experience.
- Industry or sub-sector expertise.
- Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino).
Skills
- Mastery level proficiency with MS Office Desktop applications.
- Strong interpersonal skills and solid written/verbal communication.
- Sound credit skills.
- Strong attention to detail.
- Ability to prioritize workflow and multi-task in a fast-paced environment.
- Mastery of Truist Bank operating systems and other Commercial applications (MRA, salesforce.com, nCino).
Benefits
- Medical, dental, vision, life insurance, disability, accidental death and dismemberment coverage.
- Tax-preferred savings accounts and a 401k plan.
- No less than 10 days of vacation (prorated based on date of hire and full‑time/part‑time status) during the first year, plus 10 sick days (also prorated) and paid holidays.
- Depending on position and division, eligibility for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
Schedule
Regular or Temporary: Regular. Language Fluency: English (Required). Work Shift: 1st shift (United States of America).
We must ensure we didn't include any boilerplate like EEO, etc. We removed those.
Check for any duplicated content: We have repeated MS Office proficiency in Requirements and Skills; that's okay as
for prose. We must not repeat job title as heading. No Job ID etc. We need to preserve all substantive information; do not invent or summarize away detail. So we need to include details from description. We need to remove boilerplate: application instructions, EEO, etc. Also remove duplicated lines. We need to include sections only when posting has real specific content. Thus sections: About the role (maybe from first paragraph describing role). Responsibilities (Essential Duties And Responsibilities). Requirements (Required Qualifications). Qualifications (Preferred Qualifications). Skills (maybe from required qualifications like MS Office, interpersonal skills, etc). Benefits (General Description...). Schedule (Work Shift: 1st shift). Possibly also Language Fluency: English (Required) and Regular or Temporary: Regular could be included in About the role or maybe as part of Requirements? Could include in About the role as metadata. But we should not create filler sections. We need to decide how to structure. Let's extract content: About the role: The position description: "The Middle Market Senior Portfolio Manager (“Senior PM”) is responsible for the independent underwriting, structuring, and ongoing portfolio management of complex, sponsor owned and leveraged middle market credit relationships typically via bilateral and left lead executions. This role supports new originations and manages existing relationships involving acquisition financing, recapitalizations, refinancings, upsizes, amendments, and waivers, often with layered capital structures and heightened execution risk. Activity is focused on the most complex and largest credit relationships across the general Middle Market C&I landscape, a core growth strategy for Truist Corporate & Commercial Bank (TCCB)." Also Language Fluency: English (Required). Regular or Temporary: Regular. Work Shift: 1st shift (United States of America). Could be part of About the role or separate. Responsibilities: list of duties under Underwriting, Portfolio Management, Client Calling Effort, Subject Matter Expertise, Deal Team Management, Decision-Making and Autonomy, Problem Complexity, Leadership / Influencing / Negotiating / Persuading, Project or Program Management, Nature and Area of Impact. We need to capture as bullet list. Required Qualifications: list: Bachelor’s Degree in Finance or related field and at least 7-10+ years of progressive experience in middle market credit and/or mid corporate underwriting, leveraged finance, sponsor finance, and portfolio management within a bank or direct lending environment. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential. Sound credit skills essential. Must have strong attention to detail. Ability to prioritize workflow and multi-task in a fast-paced environment. Preferred Qualifications: Master’s or an equivalent combination of educational and experience or other related advanced degree. Has successfully held similar role with commercial financial institution or like experience. Industry or sub-sector expertise. Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino). Skills: Could combine required qualifications skills: MS Office, interpersonal, written/verbal, credit skills, attention to detail, prioritize workflow, multi-task. Could also include preferred: mastery of Truist systems. But we might not need separate Skills section if we incorporate into Requirements. However instructions: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can include Skills if we have content. We have content for Skills: from Required Qualifications: Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential. Sound credit skills essential. Must have strong attention to detail. Ability to prioritize workflow and multi-task in a fast-paced environment. Also Preferred: Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino). So we can list those. Benefits: General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: includes medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, 401k, vacation, sick days, paid holidays, possibly defined benefit pension plan, restricted stock units, deferred compensation plan. Schedule: Work Shift: 1st shift (United States of America). Also maybe Regular or Temporary: Regular. Language Fluency: English (Required). Could include in Schedule or About the role. Let's put Schedule section with those details. Now we need to output HTML fragment only, no /, no markdown. We'll produce something like:
About the role
The Middle Market Senior Portfolio Manager (“Senior PM”) is responsible for the independent underwriting, structuring, and ongoing portfolio management of complex, sponsor owned and leveraged middle market credit relationships typically via bilateral and left lead executions. This role supports new originations and manages existing relationships involving acquisition financing, recapitalizations, refinancings, upsizes, amendments, and waivers, often with layered capital structures and heightened execution risk. Activity is focused on the most complex and largest credit relationships across the general Middle Market C&I landscape, a core growth strategy for Truist Corporate & Commercial Bank (TCCB). Regular or Temporary: Regular. Language Fluency: English (Required). Work Shift: 1st shift (United States of America).
Responsibilities
- Underwriting: leads the entire commercial underwriting process both internally and externally with prospects and clients; underwrites, structures, and documents all prospect and client transactions; independently runs the most complex deals (PEG-owned and leveraged clients) and largest credit relationships; possesses mastery of client and industry expertise, analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects; provides independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks; recommends and models appropriate loan structures while maintaining expertise around the bank’s suite of ancillary products, including legal documentation impact and negotiation; accountable for risk evaluation and associated regulatory compliance requirements.
- Portfolio Management: accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation; responsible for risk rating integrity, annual reviews as well as financial statement spreading, compliance and regulatory review; manages all amendment and waivers in the assigned portfolio; expected to be anticipatory, forward focused, independent, transparent and collaborative in identification, communication, and all aspects of management of risk.
- Client Calling Effort: expands client relationships through consistent and direct client calling efforts; in conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.
- Subject Matter Expertise: partners closely with Investment Banking peers to ensure effective delivery of complex financing solutions to TCCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers; understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the PM organization.
- Deal Team Management: expected to manage these tasks by utilizing assigned Associates and Analysts; mentors and coaches junior PMs, Associates and Analysts including annual performance review process for Analysts and Associates; span of control may include direct reports, regular communication with Clients and Prospects, Portfolio Management teammates, Relationship Managers, Credit Risk Managers, Credit Review partners, Technology, and other internal and external audit and examiner functions.
- Decision-Making and Autonomy: teammates in this role are charged with providing independent current and forward-looking risk view on clients within the assigned clients/prospects and portfolio; author independent risk recommendations including, but not limited to; risk rating, compliance, underwriting; the recommendation is finally approved by ultimate risk approval officer.
- Problem Complexity: Senior PMs will be assigned more of the complex names in the portfolio (lead clients, leveraged profiles, PEG affiliated, sensitive relationships, difficult legal structures).
- Leadership / Influencing / Negotiating / Persuading: required to develop an independent point of view and provide recommendations to appropriate decision makers; expected to mentor all junior talent as well as LOB partners as appropriate.
- Project or Program Management: must be able to handle a large portfolio of complex/leveraged clients in addition to taking a leadership role in activities outside of day-to-day portfolio responsibilities that benefit the PM platform as a whole.
- Nature and Area of Impact, including Risk: must deliver solid credit and underwriting analyses and risk rating recommendations; key risk drivers are credit and operational.
Requirements
- Bachelor’s Degree in Finance or related field and at least 7-10+ years of progressive experience in middle market credit and/or mid corporate underwriting, leveraged finance, sponsor finance, and portfolio management within a bank or direct lending environment.
- Mastery level proficiency with MS Office Desktop applications.
- Strong interpersonal skills and solid written/verbal communication are essential.
- Sound credit skills essential.
- Must have strong attention to detail.
- Ability to prioritize workflow and multi-task in a fast-paced environment.
Qualifications
- Master’s or an equivalent combination of educational and experience or other related advanced degree.
- Has successfully held similar role with commercial financial institution or like experience.
- Industry or sub-sector expertise.
- Mastery of Truist Bank operating systems and other Commercial applications (i.e. MRA, salesforce.com, nCino).
Skills
- Mastery level proficiency with MS Office Desktop applications.
- Strong interpersonal skills and solid written/verbal communication.
- Sound credit skills.
- Strong attention to detail.
- Ability to prioritize workflow and multi-task in a fast-paced environment.
- Mastery of Truist Bank operating systems and other Commercial applications (MRA, salesforce.com, nCino).
Benefits
- Medical, dental, vision, life insurance, disability, accidental death and dismemberment coverage.
- Tax-preferred savings accounts and a 401k plan.
- No less than 10 days of vacation (prorated based on date of hire and full‑time/part‑time status) during the first year, plus 10 sick days (also prorated) and paid holidays.
- Depending on position and division, eligibility for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
Schedule
Regular or Temporary: Regular. Language Fluency: English (Required). Work Shift: 1st shift (United States of America).
We must ensure we didn't include any boilerplate like EEO, etc. We removed those. Check for any duplicated content: We have repeated MS Office proficiency in Requirements and Skills; that's okay as