Jobs · Finance

Middle Market Commercial Underwriter (Ohio, Remote)

Hastings Insurance Company · Greater Cleveland · 3 mo ago
FinanceFull-time

About the role

Drive profitable growth and strengthen agency partnerships across Ohio. Hastings Insurance is seeking an experienced Middle Market Commercial Underwriter to help drive profitable growth throughout Ohio.

Responsibilities

  • Develop and strengthen relationships with independent agency partners throughout Ohio, serving as a trusted underwriting resource and advocate for profitable growth.
  • Identify opportunities to grow Hastings' Middle Market Commercial portfolio by partnering with agencies to write profitable new business while maintaining underwriting discipline.
  • Conduct agency visits and serve as Hastings' field representative within the assigned territory.
  • Work closely with Territory Sales Managers and internal business partners to support agency development and territory growth strategies.
  • Review, evaluate, and underwrite new and renewal middle market commercial business in accordance with underwriting guidelines and authority levels.
  • Analyze commercial risks, exposures, pricing, and coverage needs to support sound underwriting decisions.
  • Maintain in-depth knowledge of commercial products, coverages, pricing strategies, and underwriting appetite.
  • Collaborate with agents, policyholders, and internal business partners to deliver responsive, service-oriented underwriting support.
  • Partner with Marketing, Loss Control, Claims, and Underwriting teams to support agency development and corporate growth objectives.
  • Provide guidance on coverage interpretation, pricing considerations, and underwriting best practices to internal and external stakeholders.
  • Ensure compliance with underwriting directives, regulatory requirements, and company guidelines regarding risk selection and pricing.
  • Contribute to departmental training initiatives, professional development activities, and continuous improvement efforts.

Requirements

  • 5+ years of commercial lines underwriting experience, preferably within Middle Market business segments.
  • Demonstrated success evaluating commercial risks and making sound underwriting decisions across a variety of industries and exposures.
  • Proven ability to build, maintain, and grow relationships with independent agency partners.
  • Demonstrated ability to identify new business opportunities and contribute to profitable commercial growth.
  • Experience balancing business development objectives with disciplined risk selection and profitability goals.
  • Bachelor's degree in Insurance, Business, Finance, or a related field preferred, or equivalent combination of education and experience.
  • AU, CPCU, or other industry designations preferred.
  • Strong knowledge of commercial insurance products, coverages, pricing, and underwriting principles.
  • Proficiency with underwriting systems, agency management tools, and Microsoft Office applications.
  • Excellent communication, relationship-building, organization, and time management skills.
  • Valid driver's license and ability to travel regularly throughout the assigned territory.

Qualifications

  • Must reside within Ohio.
  • Prioritization of candidates located in Northeast Ohio, though candidates elsewhere in the state will also be considered.
  • Regular travel throughout the assigned territory is expected to support agency visits, relationship development, and business growth initiatives.
  • A company vehicle is provided.

Skills

  • Commercial Lines Underwriting
  • Agency Management
  • Risk Assessment
  • Customer Relationship Management
  • Underwriting Systems
  • Microsoft Office Applications

Benefits

  • Competitive benefits package including a 401(k) with company matching contributions, generous vacation and sick leave, fully paid tuition and professional development reimbursement, and incentive compensation bonus opportunities.

Pay

Compensation is commensurate with experience.

Schedule

This is a full-time remote position working Monday through Friday, 8:00 a.m. to 4:30 p.m.

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