Member Service Officer

We need to output HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. Must not include Job ID etc. Remove boilerplate. Must preserve all substantive info. We need to parse the description. The description includes: - Member Service Officer 1 (MSO 1) Department: Member Services Reports To: Branch Manager FLSA Exempt: Non-Exempt Date last updated: 04/01/2024 - Summary: Provide information and support via various means (i.e. phone, internet, email etc.) to lending partners and members regarding the credit union its products and services while ensuring the highest quality service. Examine, evaluate and make decisions on member and non-member loan applications for consumer loans. - Essential Duties and Responsibilities include the following. Other duties may be assigned. Then a list of duties (many sentences). We need to put these under a Responsibilities section using

• . - Supervisory Responsibilities: This job has no supervisory responsibilities. - Competencies: list of competencies with descriptions. - Requirements Qualifications: includes Education and/or Experience, Language Skills, Mathematical Skills, Reasoning Ability, Computer Skills, Certificates, Licenses, Registrations, Other Skills and Abilities, Other Qualifications. - Physical Demands and Work Environment: description. We need to map to sections: About the role (maybe summary), Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We have no explicit Benefits, Pay, Schedule info in posting. So we should not include those sections. We need to decide what goes where. "About the role" could be the summary paragraph. "Responsibilities" the essential duties list. "Requirements" maybe the education/experience etc? But there is also a "Qualifications" section. Usually Requirements and Qualifications overlap. The instruction: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we need to decide which content fits each. We have: - Summary (About the role) - Essential Duties and Responsibilities (Responsibilities) - Supervisory Responsibilities (maybe part of Responsibilities or separate? Could be included under Responsibilities as a note.) - Competencies (Skills) - Requirements Qualifications (maybe Requirements and Qualifications both). The text says "Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required." Then lists Education and/or Experience, Language Skills, Mathematical Skills, Reasoning Ability, Computer Skills, Certificates, Licenses, Registrations, Other Skills and Abilities, Other Qualifications. Thus we could split: Requirements: Education and/or Experience, Language Skills, Mathematical Skills, Reasoning Ability, Computer Skills. Qualifications: Certificates, Licenses, Registrations, Other Skills and Abilities, Other Qualifications. Or we could combine. But we need to avoid thin sections. Perhaps we can have Requirements covering education/experience, language, math, reasoning, computer skills. Qualifications covering certificates, other skills, other qualifications. Skills section could be the Competencies list. Thus:

  About the role

  Summary text.

  Responsibilities

  • ... each duty as list items.

  Requirements

  • Education and/or Experience: ...
  • Language Skills: ...
  • Mathematical Skills: ...
  • Reasoning Ability: ...
  • Computer Skills: ...

  Qualifications

  • Certificates, Licenses, Registrations: Must complete ongoing sales & service training.
  • Other Skills and Abilities: Must have the ability to make sound, confident decisions. Must possess proven sales skills. Must be able to read and understand credit reports.
  • Other Qualifications: A MSO1 will be required to complete a pre-determined list of functions and training (see MSO 1 Training Plan in Performance Pro Forms) within 18-24 months of their hire date. A MSO1 will also be required to shadow and cross train in the service center for at least 80 hours during (or prior to) their training period as well as two hours in both the Accounting and Collections departments. Once a MSO1 has completed all the requirements of the MSO1 Training Plan, they may be promoted to a MSO2 at the supervising manager(s) discretion.

  Skills

  • Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes.
  ... etc for each competency.
  We need to ensure we preserve all substantive info. Also include Supervisory Responsibilities note maybe under Responsibilities as a bullet: "Supervisory Responsibilities: This job has no supervisory responsibilities." Also include Physical Demands and Work Environment? That's not covered by any heading; maybe we could put under Requirements? But it's not exactly a requirement; it's work environment. Could be part of About the role? But we have no specific heading for that. The instruction says include a section ONLY when the posting has real, specific content for it. We have content for Physical Demands and Work Environment. There's no heading for that in the list; but we could maybe put it under Requirements? However that might misrepresent. The allowed headings are limited to those listed; we cannot create new headings. So we must fit that content into one of the allowed headings. Where does it belong? Possibly under Requirements (as physical demands are a requirement). Or under Qualifications? Probably Requirements is appropriate: physical demands are job requirements. So we can add a bullet under Requirements: "Physical Demands and Work Environment: ..." with the description. Thus Requirements will have several bullets: Education..., Language..., Mathematical..., Reasoning..., Computer..., Physical Demands and Work Environment... We must not invent or summarize away detail. Must preserve all substantive info. So we need to include the full description of physical demands. Let's extract the physical demands text exactly: "Physical Demands and Work Environment: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to stand, walk, sit; use hands to finger, handle, or feel and reach with hands and arms; and talk or hear. The employee is frequently required to climb or balance and stoop, kneel, crouch, or crawl. For employees who are assigned to a retail branch, the employee may be required to regularly stand and the availability to sit for any length of time may be limited. The employee is occasionally required to taste or smell. The employee must frequently lift and/or move up to 50 pounds and occasionally lift and/or move up to 100 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. The employee regularly works near moving mechanical parts. The noise level in the work environment is usually moderate." We need to keep that as a bullet under Requirements. Now we need to ensure we don't include boilerplate like "Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions." That's part of the physical demands text; we should keep it as it's substantive. Now we need to extract the duties list. Let's list duties from the text: - Interview and evaluate the needs of members and potential members, identify appropriate member needs and cross-sell financial products that meet those needs. - Serve membership by providing information and account service in a pleasant, professional and efficient manner. - Open/close accounts, process stop payments, order cards, answer questions regarding deposit accounts, loan accounts, plastic cards, remote access etc. - Ensure complete and accurate documentation for loans and new accounts by gathering information and resolving uncertainties through inquiries with creditors, and/or members according to the credit union policy. - Analyze and evaluate applicant’s financial status by reviewing credit information, determining debt to income ratios, estimating payments, determining collateral requirements and establish collateral values, co-signer requirements and membership eligibility as defined by the policy. - Possess general product knowledge relating to mortgage, home equity, and business loans for referral purposes. - Complete outbound calls (2-2-2) to members, partner follow-up and other types of calls as requested by management. - Assist other departments as necessary (i.e. collections, accounting, etc.) - File claims for GAP, GAP Advantage, ADR and Debt Protection. - Be well versed regarding credit union policies and procedures. - Advise manager of external factors that may affect policy by suggesting policy modifications. - Cross train other staff, as requested, on duties, functions, and responsibilities to assure proper back up. - Follow proper member identification and security procedures and ensure that member and employee information is kept in the strictest confidence. - Receive and payout money and keep records of money and negotiable instruments involved in financial transaction by performing Member Service Associate duties. See Member Service Associate job description for more information. - Respond to member inquiries and requests regarding financial services and enter them into applicable computer systems and programs. - Approve loans within specified limits OR refer to a manager with recommendations to obtain approval. - Oversee timely loan closing and funding activities. - Provide ongoing relationship servicing with current members to maintain goodwill and gain additional business. - Assist members with problem resolution and account reconciliation. - Responsible for Safe Deposit box transactions - Execute, key, and verify wire transfers. Also there is a line: "Essential Duties and Responsibilities include the following. Other duties may be assigned." We'll not include that as a bullet; just start list. Also "Supervisory Responsibilities This job has no supervisory responsibilities." We'll add as bullet. Now competencies list: - Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes. - Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively. - Conflict Resolution – Encourages open communications, Confronts difficult situations. Maintains objectivity. Keeps emotions under control. Uses negations skills to resolve conflicts. - Cooperation - Establishes and maintains effective relations, exhibits tact and consideration, displays positive outlook and pleasant manner, offers assistance and support to co-workers, Works cooperatively in group situations, Works actively to resolve conflicts. - Quality - Demonstrates accuracy and thoroughness, displays commitment to excellence, looks for ways to improve and promote quality, applies feedback to improve performance and Monitors own work to ensure quality. - Planning/Organization – Prioritizes and plans work activities. Uses time efficiently. Plans for additional resources. Integrates changes smoothly. Sets goals and objectives. Works in an organized manner. - Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections. - Problem Solving – Identifies problems in a timely manner. Gathers and analyzes information skillfully. Develops alternative solutions. Resolves problems in early states. Works well in group problem solving situations. We need to keep the exact phrasing. Now Requirements Qualifications section details: Education and/or Experience: "High school diploma or general education degree (GED); or six to twelve months related experience and/or training; or equivalent combination of education and experience previous financial industry experience preferred." Language Skills: