Market intelligence &Treasury Planning Manager

About the role

To manage/lead the analytical and strategic functions of the Treasury by integrating market intelligence with internal funding and liquidity planning. This role acts as the data-driven brain of the Treasury, providing actionable insights, forecasts, and recommendations that strengthen funding strategy, liquidity optimization, and investor confidence.

Key Responsibilities

• Market Intelligence & External Analysis
• Monitor developments in local and global financial markets, including interest rate trends, yield curves, and central bank policy shifts.
• Track mortgage market dynamics, including housing finance trends, primary and secondary mortgage rates, and relevant indexes.
• Analyze NDMC issuances, Sukuk market activity, and competitor funding transactions to identify pricing benchmarks and investor appetite.
• Analyze relationships with banks, arrangers, and market participants to gather early intelligence on market sentiment and funding windows.
• Prepare weekly and monthly Market Intelligence Reports summarizing key market movements, opportunities, and risks.
• Treasury Planning & Funding Strategy
• Develop and maintain funding and liquidity forecasts across short, medium, and long-term horizons.
• Support decision-making for new funding instruments (Sukuk, RMBS, credit lines, deposits) through scenario analysis and cost optimization.
• Model funding mix scenarios, stress tests, and balance sheet projections aligned with business growth and regulatory requirements.
• Contribute to ALCO and ExCom reporting by presenting data-backed insights and funding recommendations.
• Financial Analytics & Reporting
• Design dashboards and financial models using Excel / Power BI to monitor liquidity positions, funding costs, and market benchmarks.
• Perform cost-of-funding and profitability analytics across instruments and maturities.
• Prepare concise and insightful presentations for Treasury, CEO, and Board Committees.
• Maintain structured internal databases for historical market rates, funding transactions, and investor feedback.
• Cross-Functional Collaboration
• Work closely with Finance, Securitization, Treasury Operations, and Risk teams to ensure data consistency and accurate forecasts.
• Provide analytical support for Sukuk or RMBS issuance processes, including investor presentations and market updates.
• Liaise with Investor Relations to align market messaging and pricing expectations.

Qualifications & Experience

• Education:
• Bachelor's degree in Finance, Economics, Accounting, or Financial Engineering.
• Master's degree in Applied Finance, Financial Economics, or Investment Management is preferred.
• Professional certifications are a plus: CFA, FRM, or ACI / CTP.
• Experience:
• 8-14 years of experience in Treasury, Financial Markets, or Corporate Finance — ideally within banks, fintechs, or real estate finance companies.
• Strong knowledge of mortgage market analysis, rate-setting mechanisms, and housing finance benchmarks.
• Proven experience in market research, financial modeling, and funding analytics.
• Solid understanding of Islamic finance instruments (Sukuk, RMBS, structured funding).
• Familiarity with Bloomberg, Refinitiv, and regulatory frameworks (SAMA, NDMC, CMA).
• Technical Skills:
• Advanced Excel and Power BI skills for modeling and dashboards.
• Proficiency in financial data terminals (Bloomberg, Refinitiv).
• Strong quantitative and analytical thinking.
• Deep understanding of mortgage market dynamics, including mortgage rate structures, housing finance trends, and relevant indexes (e.g., SAIBOR-linked mortgage benchmarks).
• Excellent presentation and written communication skills in English (Arabic a plus).