Margin and Collateral Analyst

About the role

As a Margin and Collateral Analyst within the Credit Operations group, you will develop a deep understanding of the Credit business and all collateral functions, applicable regulations and policies to provide oversight and guidance daily. You will work closely with Credit Operations leadership, Risk, Capital Advisory, Bankers, Client Service, Centralized Lending, underwriting, technology, compliance and legal personnel to manage collateral and secured or unsecured credit exposure, execute client requests, identify and escalate credit issues, and manage risk.

Responsibilities

• Set-up agreement terms regarding collateral in credit systems for ongoing compliance monitoring; if credit systems cannot support monitoring, set-up the agreement for offline monitoring.
• Monitor collateral daily and identify non‑compliant scenarios; confirm accuracy and escalate to Credit and Bankers for resolution plan and date determination.
• Manage requests for intraday transactions and approve if collateral position and/or covenant compliance is adequate (includes cash and security movement within pledged accounts as well as loan and letter of credit draw downs).
• Manage amendments to original agreement terms, including lending value and covenant requirement changes, ensuring they are accurately reflected in credit systems for ongoing compliance monitoring.
• Manage third‑party pledge scenarios when the client's exposure secured by assets held internally is external to JPMorgan and when the client's exposure secured by assets held externally is internal to JPM; regularly update credit system valuations regarding the external assets.
• Participate in credit system defect identification, User Acceptance testing (UAT), and ongoing business requirement discussions.
• Manage initiatives to resolve control gaps and enhance current processes for further efficiency and effectiveness as needed.

Required Qualifications

• Bachelor's degree in a relevant field or equivalent experience.
• Strong project management skills – experience managing process reengineering initiatives.
• High level of proficiency in organizing, prioritizing, and managing issues.
• Strong independent judgment and awareness of appropriate escalation.
• Attention to detail and strong analytic skills.
• Self‑motivated and able to work independently.
• Strong Excel skills.

Preferred Qualifications

• Knowledge of bank systems and loan/credit operations a plus.
• Operational Management experience.

Skills

Advanced proficiency in Microsoft Excel; strong analytical and organizational abilities; effective communication and collaboration with cross‑functional teams.

Benefits

• Competitive total rewards package including base salary.
• Eligible roles may receive commission‑based pay and/or discretionary incentive compensation (cash and/or forfeitable equity).
• Comprehensive health care coverage.
• On‑site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

Pay

Base salary is determined based on the role, experience, skill set and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.