Manager, Mortgage Loan Underwriting

About the role

This position will motivate and lead an underwriting team to ensure pipeline metrics and quality goals are executed with sustained success.

Responsibilities

• Lead and manage assigned underwriters and appraisal analyst to ensure that pipeline metrics and quality guidelines are met and appropriate decisions are rendered within risk parameters established by the Bank and/or investor.
• Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation, to include applicable updates and changes to procedures.
• Ensure the adherence to all appropriate risk management policies, procedures, controls and compliance regulations.
• Monitor underwriting trends and provide appropriate feedback, coaching and/or training as needed.
• Prepare and analyze applicable trending reports.
• Conduct second tier reviews as required.
• Assist with structuring more difficult and complex loans and aid in exception vetting.
• Act as an escalation point between other operational departments and sales.
• Develop team's relationship with other operational departments and sales.
• Recruit, develop, mentor and retain high-performing teammates to ensure ongoing success in meeting department goals.
• Manage day-to-day operations of assigned underwriters and appraisal analyst.

Requirements

• High School Diploma or equivalent (GED).
• A minimum of eight (8) years of experience underwriting conventional, VA, FHA, Jumbo and Community Development products.
• Five (5) years of experience managing others.

Qualifications

• Bachelor's degree in Business or a related field of study (preferred).