Loan Review Analyst

About the role

Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, operates in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. This position is within the Loan Operations department.

Responsibilities

• Supports the mission, vision and philosophy of the Bank.
• Complies willingly with all organizational policies and procedures.
• Safeguards loan policy, compliance with regulatory agencies.
• Reviews and works system reports for data integrity and timeliness of resolutions.
• Reviews and validates policies and procedures against Loan Policy and Regulatory requirements.
• Submits written reports of reviews to supervisor, including findings and recommended actions.
• Conducts first line of defense monitoring and testing activities of the Retail, Private Banking, Business Banking and Commercial Lending processes.
• Participates in the development and expansion of compliance and departmental procedures and controls.
• Works with the pre-close and Business units to review data and documentation related to HMDA and Flood Insurance.
• Maintains understanding of the bank's products, services, geographic locations and associated risks.
• Conducts special projects/audits, when necessary, as directed by the Department Head.
• Aids internal and external auditors and state/federal regulators during their examination of the bank.

Qualifications

• High School/GED education, some college preferred.
• Minimum of 1-3 years of experience in banking operations with knowledge of state and federal regulatory requirements as well as knowledge of bank policies and procedures.
• Strong PC skills (Excel and Word).
• Ability to work independently with limited direction from Manager.
• Ability to function in a multi-task environment responding to inquiries from internal compliance, audit, regulatory agencies and outside consultants in a timely manner.
• Strong verbal and written communication skills.
• Ability to tactfully communicate with and gain respect of all employees.
• Ability to read, analyze and interpret Banking policies and procedures.

Specialized

• Ability to read, analyze and interpret Banking policies and procedures.

Physical Requirements

• Primarily sedentary work performed in an office environment.
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment.
• Visual acuity sufficient to read computer screens, printed documents, and financial data.
• Occasional standing, walking, bending, or reaching.
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies).

Benefits

• 401(K) with a company match of up to 6%.
• ESOP employer match.
• Medical insurance.
• Dental insurance.
• Vision insurance.
• Cancer/Disease insurance.
• Accident insurance.
• Flexible Spending Accounts.
• Flexible Savings Accounts.
• Health Savings Accounts.
• Bank paid Life/AD&D insurance.
• Voluntary Life/AD&D insurance.
• Bank paid Short-Term and Long-Term Disability insurance.
• Employee Stock Purchase Plan.
• Employee Assistance Program.