Loan Quality Review Specialist
Foothills Bank - Division of Glacier Bank · Greater Phoenix Area · 1 mo ago
HybridFull-time
Major Duties & Responsibilities
- Manage Quality Control function for Commercial Lending. This includes reviewing all credit actions for compliance prior to approval, collaborating with Loan Operations team for pre/post-approval review and managing correspondence from GBCI Quality Control team on reviews completed. Quality Control functions include (but not limited to): Loan Coding, Risk Rating Scorecard, Non-OO CRE underwriting, Credit Metrics.
- Cook up projects to assist with the overall credit quality of the loan portfolio with emphasis on an adherence to policy and procedure.
Minimum Qualifications
- Education and Experience: 2-3 years of experience in commercial credit structuring and underwriting, including time spent in preparatory positions.
- High school diploma or equivalent.
- Knowledge, Skill, Ability (Other Skills): Must possess strong verbal and written communication skills. Ability to fully understand, analyze and structure various types of commercial loan requests. Ability to fully understand various sectors of portfolio management including but not limited to risk rating, concentration analysis, stress testing, problem loan management and loan review. Ability to prioritize, meet deadlines, and handle multiple tasks simultaneous in a fast-paced, diverse, and growth-oriented environment. Must be flexible and able to work in cooperation with other bank staff and officers. Must be able to deal with problems and difficult customers in a professional manner. A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Thorough knowledge of various office software. Proficiency in Word, Excel, PowerPoint, Email and Calendaring.