Loan Processor

Key Responsibilities

• Process DSCR and investor mortgage loans from initial disclosure through closing
• Review, verify, and organize borrower, property, and third-party documentation to ensure complete loan files
• Calculate and validate DSCR metrics, rental income, and cash-flow inputs in accordance with lender guidelines
• Submit loan files to underwriting and manage underwriting conditions through final approval and clear-to-close
• Collaborate closely with loan officers, wholesale account executives, underwriters, borrowers, title/escrow, appraisers, and other third-party vendors
• Track loan milestones, follow up on outstanding conditions, and proactively resolve issues to keep loans moving
• Maintain accurate loan notes, document tracking, and status updates in the loan origination system and lender portals
• Ensure compliance with investor requirements, internal policies, and applicable regulatory standards

Required Qualifications

• 2+ years of mortgage loan processing experience
• Strong understanding of mortgage documentation, underwriting conditions, and closing requirements
• Demonstrated proficiency with wholesale broker portals
• Comfort with investor documentation, rental income, and cash-flow analysis
• High attention to detail and strong organizational skills with the ability to manage several loans simultaneously
• Professional written and verbal communication skills

Preferred Qualifications

• Experience with DSCR and real estate investor loan products
• Experience with non-agency or non-QM investor lending
• Experience working in a high-volume and/or scaling mortgage operation

Benefits

We Provide:

• Competitive compensation and benefits
• Marketing and brand presence in the investor ecosystem
• Entrepreneurial environment with opportunity to grow with a rapidly scaling mortgage platform
• Exposure to a high-volume investor and SFR lending ecosystem