Loan Pre/Post View Clerk /3124 / Philadelphia, MS

About the role

Ensure commercial loan documentation is accurate and complete, while recording and reporting loan exceptions as necessary. Provide feedback and guidance internally on the perfection of commercial loan documentation.

About the company

The Citizens Bank opened in 1908 in Philadelphia, MS, and has earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank has remained steadfast in its commitment to being a bedrock partner to the communities it serves. Today, the bank serves Mississippi through 26 branch offices and beyond with digital and mobile banking solutions. With a high-tech, high-touch approach to full-service banking, the bank offers the products and services of larger banks but with the level of service only a committed community bank can provide.

Responsibilities

• Review imaged documentation on commercial loans to ensure loan policy is followed and documentation is included and correct.
• Record incorrect or missing loan policy documentation on exception report.
• Review pre-closing documentation to ensure accuracy prior to loan closing.
• Review post-closing documentation to ensure accuracy after loan closing.
• Receive and verify credit packages submitted by loan officers for Credit Process, Regional Approval, or Loan Committee Approval.
• Ensure submitted documentation corrects the credit policy exception and removes exceptions.
• Assist loan assistants/loan officers with issues concerning exception reporting.
• Cross-train and back up commercial loan processing.
• Ensure bank compliance with federal banking regulations, including but not limited to Bank Secrecy Act, OFAC, Community Reinvestment Act, Americans with Disabilities Act, Right to Financial Privacy Act, Gramm-Leach-Bliley Act, the Federal Reserve's "lettered" regulations, and roles/responsibilities relating to each act.
• Other duties as assigned.

Requirements

• 1-3 years of successful experience in loan review, processing, or loan administration.
• Prior experience with loan documentation systems preferred.
• Exceptional verbal and written communication skills.
• Exceptional knowledge/use of Microsoft Office products.
• Ability to work within time constraints.
• High school diploma or higher.

Schedule

Monday - Friday, 8:00 AM to 5:00 PM