Loan Originator NE-Rockville, MD

About the Role

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers, and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.

Responsibilities

• Evaluates PrimeLending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain existing business by visiting subdivisions as required.
• Markets and promotes PrimeLending’s financial products; meets the Company’s minimum production standards in funded units/volume each month by taking complete and accurate loan applications using PrimeLending’s product set.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments, or debts.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock-in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties and obtains loan documentation after closing.
• Presents terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
• Other duties as assigned.

Requirements

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 12 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision-making ability.
• Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use appropriate AU software technology.
• Must be active in the community and in job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.

About Us

PrimeLending, a PlainsCapital Company®, is a people-first company on a mission to make the home loan process simple and stress-free. Since 1986, we’ve been working together as a team to support our customers, co-workers, and communities and make a positive impact on all the lives we serve. Whether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience.

Benefits

Award-Winning Culture: Known for having an empowering, supportive culture, PrimeLending is a place where each individual has an important voice, can be themselves, and thrives. Our organization exudes an infectious spirit of optimism and humanity, making PrimeLending a great workplace.

• #7 2023 Energage Top Workplaces in the USA
• #11 2023 Energage Top Workplaces in Financial Services
• Top 25 2023 Fortune Best Workplaces for Women™
• Top 25 2023 Fortune Best Workplaces in Financial Services™
• Top 50 2023 Fortune Best Workplaces for Millennials™
• #11 2023 Fortune Best Workplaces in Texas™
• Scotsman Guide 2024 Top Workplaces (Editor’s Pick)
• #7 2023 Dallas Morning News Top Workplaces

About the Team

PrimeLending’s loan originators are the company’s frontline, establishing a local presence and driving growth one closed loan at a time. These dedicated mortgage professionals know how to collaborate with business partners, offer guidance, find solutions, meet deadlines, and ultimately help our customers become happy homeowners. If you're ready to join our team and unleash your unlimited potential, we're looking for doers, visionaries, entrepreneurs, and leaders who welcome the challenge.

Key Facts About PrimeLending:

• Established in 1986
• Part of Hilltop Holdings Inc. (NYSE: HTH), a diverse financial services company
• #11 2023 Top Retail Volume, Scotsman Guide
• #15 2023 Top Overall Volume, Scotsman Guide
• 400+ purchase, renovation, refinance, and reverse mortgage products
• National lender with coverage in all 50 states
• 2023 Best-in-Class Lender in 4 categories by MortgageCX
• Branches located in 42 states
• 96% customer satisfaction rating (survey administered and managed by an independent third party following loan closing)
• 4.9 national average star rating on Google
• 22,000+ five-star Zillow reviews