Loan Originator - DSCR & Business-Purpose Loans

About the role

Asteris Lending is a direct private lender for real estate investments, specializing in business-purpose mortgages for non-owner-occupied investment properties. This is a 1099 independent contractor position offering high earning potential through an uncapped commission structure, company-provided leads, and comprehensive management support to help you build your pipeline and maximize production.

Responsibilities

• Build and grow a retail investor pipeline by prospecting, developing, and maintaining relationships with real estate investors, entrepreneurs, and small-business owners.
• Establish a strong network of referral partners, including real estate agents, accountants, attorneys, property managers, and other industry professionals.
• Use AI and predictive analytics to identify high-potential borrowers, prioritize outreach, and streamline the application process using Asteris' technology platform.
• Recommend appropriate financing solutions by evaluating borrowers' goals, experience, property, and investment strategy, and explain loan products such as DSCR and bridge loans.
• Deliver an exceptional client experience by communicating clearly, responding promptly, providing consistent updates, and maintaining an organized pipeline to meet production goals.
• Manage loans from opportunity through closing by collaborating with processing, underwriting, credit, closing, and capital markets teams to ensure timely closings.
• Proactively address documentation needs, conditions, and potential obstacles to help borrowers close on time.
• Support product and technology innovation by participating in feedback sessions with product and technology teams to improve Asteris' AI underwriting tools and digital workflows.

Requirements

• 2+ years of experience in business-purpose lending (BPL), residential commercial real estate (Resi-CRE), or investor-focused real estate lending preferred.
• Deep understanding of loan structures, DSCR calculations, and value-add investment strategies.
• Experience with consultative selling and disciplined CRM follow-up.
• Experience with bridge loans, non-QM lending, fix-and-flip lending, and working with rental portfolio investors is preferred.
• Familiarity with Elphi, Loan Pass, and HubSpot is a plus.
• Nationwide licensing where applicable is a plus.
• Eligible to work in the United States.