Loan Officer (Seward) - Earn up to $60-85k+ per year

About the role

Serve our members by providing and promoting prudent borrowing and saving activities and being sensitive to all of the members' financial needs by creating an awareness of all credit union services. Make lending decisions based on an analysis of applications. Offer assistance with restructuring investments and debt. Develop trusting relationships with members to build a strong referral business is key.

Responsibilities

• Congduct interviews gathering background information for all product applications through multiple channels while maintaining member confidentiality.
• Provide financial counseling based on results of interviewing to approve or deny member deposit or consumer lending products within product guidelines.
• Operate with a sense of urgency and apply a solutions-based approach.
• Cross sell “all” credit union products/services to provide financial needs for new and current members.
• Take ownership of member services and provide appropriate solutions.
• Be a champion of opportunities and recognize moments where we can provide the highest level of service to our members.
• Maintain a working knowledge of competitors’ products/services with a continued interest in improving and maintaining quality services and products for the credit union.
• Maintain knowledge of all state and federal regulations that are applicable to the transactions performed in the deposit/lending areas to stay in compliance.
• Maintain knowledge of rate and terms of all products and how to provide quotes to stay in compliance ensuring adherence to underwriting guidelines.

Requirements

• 1 year of sales or customer service required, sales experienced strongly preferred
• 1 year of banking or lending experience preferred
• Demonstrated experience in providing financial counseling and positive member relations preferred
• Must have well-developed interpersonal skills
• Good judgement and decision making, with the ability to solve problems within various financial matrices is required
• Must have a high level of sales and service drive and initiative to meet performance goals
• Must be reliable, flexible and adaptable

Benefits and other programs

• Insurance Benefits: Medical, Dental, Vision, Life and ADD, Short-term and Long-term Disability, AFLAC Supplemental, Flexible Spending Accounts (FSA), Profit Sharing, 401(k) matching, Gain Share Plan
• Paid Leave: Vacation, Sick, Personal Days, Holiday Pay, Funeral Leave
• Additional Programs: Anniversary Award, Employee Assistance Program, Quarterly all-staff professional development, Tuition Reimbursement, Fitness Club Reimbursement, Free Monthly Breakfast on Friday, LFCU Apparel

Pay

Earn up to $60-75k+ per year!

Schedule

Full-time. Monday – Friday plus Saturday morning rotation.