Loan Officer

About the Role

PRMG is built by Originators for Originators, consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched culture. We look forward to helping you succeed as an Originator.

Responsibilities

• Develops and implements strategies to satisfy customer needs through a full array of products and services.
• Uses judgment and discretion to ensure uninterrupted flow of business.
• Communicates verbally and in writing with co-workers and customers, acting as a liaison between the customer and the Company’s internal departments to ensure cohesive business flow.
• Uses office equipment such as computer terminals, copiers, and FAX machines.
• Sits and stands for extended time periods; hearing and vision within normal ranges.
• Devotes substantially more than 50 percent of working hours outside of any Company office, home office, or other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
• Verifies, compiles, and inputs application information for mortgage loans.
• Discusses and advises clients on their home loan options.
• Reviews residential loan application files to verify completeness and adherence to establishment standards, including borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Maintains a current, valid NMLS license or appointment in good standing.

Requirements

• Applicable state licensing.
• Two to five years’ experience preferred.
• Must meet one of the following:
  • Actively funding more than 2 loans/month, or
  • Xinnix Training completion for Loan Origination, or
  • Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on service, credit decisions, funding, and post-close issues.
• Problem-solving and independent judgment with a high degree of initiative.
• Handles detailed assignments and maintains confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills to prioritize workload and delegate responsibility.

Benefits

PRMG offers a comprehensive benefits package for full-time employees and their dependents, including:

• Medical, dental, and vision insurance.
• Life insurance, short-term disability, and long-term disability.
• Health Savings Account (HSA) and Flexible Spending Account (FSA).
• Various other voluntary benefits (eligibility and elections may affect coverage and premiums).
• Eligibility to enroll in company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month after hire.
• Eligibility to enroll in the 401(k) program on the first of the following month after completing 60 days of employment.
• Eligible employees may apply for internal or external job openings through PRMG’s Job Portal to request a transfer.

Pay

Min USD $0.00/Yr. Max USD $250,000.00/Yr.

Travel

May be required.