Loan Officer

About the Role

PRMG is built by Originators for Originators, consistently voted one of the best places to work. We focus on the areas that make an Originator successful and offer an unmatched culture to help you succeed.

Responsibilities

• Develop and implement strategies to satisfy customer needs through a full array of mortgage products and services.
• Use judgment and discretion to ensure an uninterrupted flow of business.
• Communicate verbally and in writing with co-workers and customers, acting as a liaison between the customer and the Company’s internal departments.
• Use office equipment such as computer terminals, copiers, and FAX machines.
• Spend substantially more than 50% of working hours outside of any Company office, home office, or other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
• Verify, compile, and input application information for mortgage loans.
• Discuss and advise clients on their home loan options.
• Review residential loan application files to ensure data is complete and meets establishment standards, including borrower assets, liabilities, and length of employment.
• Inform supervisor of discrepancies in title or survey.
• Perform other related duties as assigned.

Requires a current, valid NMLS license or appointment in good standing.

Requirements

• Applicable state licensing.
• Two to five years of experience preferred.
• Must meet one of the following:
  • Actively funding more than 2 loans per month, or
  • Completion of Xinnix Training for Loan Origination, or
  • Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans per month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on service, credit decisions, funding, and post-close issues.
• Problem-solving skills and the ability to exercise independent judgment while displaying initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills to prioritize workload and delegate responsibility.

Benefits

PRMG offers a comprehensive benefits package for full-time employees and their dependents, including:

• Medical, dental, and vision insurance.
• Life insurance, short-term disability, and long-term disability.
• Health Savings Account (HSA) and Flexible Spending Account (FSA).
• Various other voluntary benefits based on eligibility and elections.

Upon hire, you are eligible to enroll in company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After 60 days, you are eligible to enroll in the 401(k) program on the first of the following month.

Eligible employees may apply for internal or external job openings through PRMG’s Job Portal to request a transfer to a different department or position.

Pay

Minimum: $0.00 per year
Maximum: $250,000.00 per year

Travel

May be required.