Loan Officer

PRMG is built by originators for originators and is consistently voted one of the best places to work. We focus on the areas that make an originator successful and have an unmatched culture.

Benefits

• Comprehensive benefits package for full-time employees and their dependents, including:
  • Medical, dental, and vision insurance
  • Life insurance
  • Short-term and long-term disability
  • Health Savings Account (HSA)
  • Flexible Spending Account (FSA)
  • Various other voluntary products (based on eligibility, elections, and employee premiums)
• Eligibility to enroll in company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month after hire
• Eligibility to enroll in 401(k) program on the first of the following month after completing 60 days of employment
• Internal and external job portal for eligible employees to apply for transfers to different departments or positions

Responsibilities

• Develops and implements strategies to satisfy customer needs through a full array of products and services
• Ensures uninterrupted flow of business using judgment and discretion
• Acts as liaison between customer and company’s internal departments to ensure cohesive business flow
• Verifies, compiles, and inputs application information for mortgage loans
• Discusses and advises clients on their home loan options
• Reviews residential loan application files to verify completeness and adherence to establishment standards, including:
  • Type and amount of mortgage applied for
  • Borrower assets and liabilities
  • Length of employment
• Informs supervisor of discrepancies in title or survey
• Performs other related duties as assigned
• Uses office equipment such as computer terminals, copiers, and fax machines
• Devotes substantially more than 50 percent of working hours outside of any company office, home office, or other fixed site, meeting with customers and potential customers seeking residential mortgage financing

Requirements

• Current, valid NMLS license or appointment in good standing
• Applicable state licensing
• Must meet one of the following:
  • Actively funding more than 2 loans/month, or
  • Xinnix Training completion for Loan Origination, or
  • Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement)
• Two to five years’ experience preferred

Skills

• Ability to make sound judgments on service, credit decisions, funding, and post-close issues
• Problem-solving and independent judgment with a high degree of initiative
• Ability to handle detailed assignments and maintain confidentiality
• Excellent communication and interpersonal skills
• Organizational skills to prioritize workload and delegate responsibility

Pay

$0.00 – $250,000.00 per year

Schedule

• Sits and stands for extended time periods
• Hearing and vision within normal ranges
• Travel may be required