Loan Officer

Duties and Responsibilities

• Maintain current loan portfolio and develop new clients and business opportunities.
• Structure, underwrite and present loan requests in accordance with loan policies and procedures.
• Negotiate loan terms and conditions, and structure credit with recommendations for improving access to credit and capital.
• Lead loan department in meeting annual loan goals and targets.
• Maintain a quality loan portfolio and meet loan delinquency goals.
• Identify problem loans and recommend workout options.
• Prepare required loan reports in a timely manner and present to management.
• Utilize sales and marketing expertise or techniques to build a portfolio of prospective clients.
• Develop and maintain extensive knowledge of bank loan products and services.
• Train will be provided.
• Actively participate in networking functions and events when assigned to enhance the bank’s visibility in the market.

General Requirements and Skills

• College degree in business, finance, economics or related fields preferred.
• Minimum of two (2) years experience in commercial, residential, or consumer lending.
• Excellent analytical and critical thinking skills are needed to underwrite and monitor loans.
• Ability to comprehend and explain loan products and services.
• Personable with strong management and organizational skills.
• Excellent written and verbal communication skills.
• Research and strong analytical skills.
• Computer skills required. Proficiency in spreadsheets and word processing applications.
• Goal oriented with demonstrated commitment to professional development.
• Excellent negotiation and presentation skills.
• Demonstrates high ethical standards and personal integrity.

Salaries and Benefits

Attractive compensation and benefits package to be negotiated based on experience and qualifications.

How To Apply

You can pick up an application at our office Monday through Friday between 8:00 a.m. to 5:00 p.m., or you can find it on our website under “Career Opportunities.” Submit a completed application together with your resume/CV and a copy of your government issued photo I.D. Up to three letters of recommendation from individuals that have worked with you are strongly recommended and encouraged to be submitted with an application packet. Submit the application form to:

Pacific Islands Development Bank Reflection Center 222 E. Chalan Santo Papa Street, Suite 106 Hagatna, Guam 96910

Email completed application packet to: regina@pacificidb.com and copy email to jennifer@pacificidb.com. Deadline to submit the application: Open until filled.