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Jobs · Education · California

Loan Consultant

Americor · Irvine, CA · 3 wk ago
On-siteEducation$19.5/hrFull-time

Job Duties

  • Field inbound calls from prospective borrowers seeking a debt consolidation loan.
  • Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements.
  • Present loan options tailored to the client’s financial needs and requirements.
  • Manage a large volume of calls and emails from prospective borrowers.
  • Become a subject matter expert in unsecured lending programs, rates, and guidelines.
  • Review credit liabilities and income to determine an accurate debt-to-income ratio.
  • Obtain required loan documentation in accordance with Underwriting guidelines.
  • Review income, assets, and credit documentation for accuracy and compliance with relevant regulations.
  • Answer customer questions and resolve challenges during the loan application and funding processes.
  • Request additional documentation when needed to support a loan decision.
  • EFFECTIVELY communicate loan decisions and NEXT STEPS to customers.

Experience Requirements

  • 2+ years of experience with consumer lending, credit lending, or sales.
  • 2+ years of consumer direct or wholesale lending experience.
  • Previous sales experience in a high-volume call center is a plus.
  • Ability to problem-solve and propose alternate loan terms.
  • Ability to CONCISELY communicate directly with loan applicants and team members.
  • Ability to FUNCTION in a FAST-PACED and COMPETITIVE environment.
  • Ability to SOLVE problems while MAINTAINING a POSITIVE ATTITUDE.
  • Ability to RETAIN information and EXERCISE sound judgment CONSISTENTLY.
  • Proficiency with Microsoft Office, Google Suite, and CRM systems.
  • PASSIONATE about helping customers achieve their financial goals.
  • Strong ORGANIZATION, time MANAGEMENT, and MULTITASKING skills.
  • Detail-oriented with the ability to APPLY policies, procedures, and underwriting guidelines.
  • ABILITY to MEET sales GOALS.

Education

Preferred: Bachelor’s degree.

Company Benefits

  • Ongoing training and development
  • Opportunity for career advancement
  • Medical
  • Dental
  • Vision
  • Company Paid Group Life / AD&D Insurance
  • 7 Paid Holidays and 2 Floating Holiday Days to use at will
  • Paid Time Off
  • Flexible Spending/HSA
  • Employee Assistance Program (EAP)
  • 401(k) match
  • Referral Program

About the Role

Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units.

Compensation

$19.50 per hour plus commission.

Schedule

N/A

Benefits

  • Medical
  • Dental
  • Vision
  • Company Paid Group Life / AD&D Insurance
  • 7 Paid Holidays and 2 Floating Holiday Days to use at will
  • Paid Time Off
  • Flexible Spending/HSA
  • Employee Assistance Program (EAP)
  • 401(k) match
  • Referral Program

Qualifications

None specified.

Skills

None specified.

Pay

$19.50 per hour plus commission.

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