Licensing and Legal Operations Associate

State Licensing

• Own and manage Kikoff's state licensing portfolio, including all active licenses, pending applications, and renewal calendars across money transmission, consumer lending, and related license types.
• Prepare, submit, and track license applications and renewals through NMLS and directly with state regulators, ensuring timely and accurate filings.
• Respond to regulator requests and information requests related to licensing matters.
• Maintain current and accurate license records, surety bonds, registered agent information, and statutory documents across all jurisdictions.
• Monitor state-level legislative and regulatory changes that affect Kikoff's licensing obligations, and proactively flag material developments to legal and compliance leadership.
• Coverage of financial statement submissions and other license maintenance requirements.
• Support expansion into new states by conducting licensing requirement analyses and building out filing timelines for new product launches or program changes.

Legal and Contract Operations

• Manage the contract lifecycle across Kikoff's bank partnerships, commercial agreements, vendor contracts, and third-party service agreements, including intake, routing, execution, and storage.
• Maintain and continuously improve the contract management system and related business processes to ensure all agreements are accurately tracked, version-controlled, and accessible.
• Use AI tools to track key contract dates, renewal windows, notice periods, and material obligations, and surface upcoming deadlines to relevant stakeholders.
• Coverage of coordination with internal teams on contract redlines, signature workflows, and execution logistics using standard e-signature tooling.
• Support due diligence and contracting processes for new partnership opportunities, including organizing document requests and managing data rooms.
• Aid legal in drafting and reviewing routine contract amendments, NDAs, and ancillary agreements under attorney supervision.
• Build and maintain internal reports and dashboards on licensing status, contract coverage, and pending legal ops items to provide leadership visibility.
• Take the lead in using Claude and other AI tools in innovative ways to improve the functioning of the legal and compliance teams.