Lead Product Manager - Ledger Subscriber Ecosystem

About the role

At BILL, we believe in empowering the businesses that drive our economy by replacing outdated financial processes with innovative tools. We help businesses—from startups to established brands—make smarter decisions and gain control of their operations, and we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision‑driven team ready to tackle challenges and build cutting‑edge solutions. We value purpose, drive, and curiosity, and we thrive in a fast‑paced, ever‑changing environment. We’re remote‑first, with office spaces in San Jose, CA and Draper, UT, and opportunities to connect in person when it counts. BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. We build high‑performing teams and seek to hire the best talent for every role, committed to a workplace that fosters inclusion and diverse perspectives.

Responsibilities

• Define and own the 3‑year vision, strategy, and roadmap for the Ledger Subscriber Ecosystem, translating Project TrueNorth priorities into a sequenced delivery plan across subscriber utilities, data products, reconciliation tools, and adoption milestones.
• Build and ship subscriber platform capabilities including L1/L2 reconciliation reports, exception and aging queues, cash positioning views, revenue and expense journal feeds into ERP and revenue systems, and ledger‑backed data products for analytics and forecasting teams.
• Drive adoption of ledger‑based workflows across Treasury, Accounting, and Payment Operations, replacing spreadsheets, manual reconciliations, and bespoke reporting with reliable, auditable platform tools.
• Act as the single‑threaded owner for the subscriber ecosystem across Product, Engineering, Data Platform, Treasury, Accounting, FP&A, Tax, Audit, Legal, Payment Ops, Compliance, and CXO, running discovery with subscriber teams and converting findings into clear problem statements, specs, and PRDs.
• Represent subscriber needs in ledger architecture decisions, partnering with the Ledger Data Producer PM, engineers, and architects to ensure ledger schemas, events, and controls anticipate downstream use cases for reconciliation, reporting, compliance, and analytics.
• Set and own measurable outcome metrics for the subscriber ecosystem, including percentage of TPV and products operating on‑ledger, reduction in reconciliation days, time to produce regulatory customer balance reports, and audit finding reduction.
• Communicate trade‑offs, progress, and risks clearly to executives and senior stakeholders through written narratives, design reviews, and status updates, and mentor other PMs as a thought partner on ledger strategy and financial data.

Requirements

• 8 or more years in Product Management, with at least 4 years in fintech, payments, financial systems, or enterprise SaaS focused on financial data, reconciliation, ledgering, or treasury.
• Direct experience building products for internal finance or operations users, specifically Treasury, Accounting, FP&A, or Payment Ops, where the deliverable was a workflow, data product, reporting surface, or API rather than a consumer‑facing feature.
• Deep understanding of financial data flows and processes: ledgering and sub‑ledgers, bank and GL reconciliation, month‑end close, revenue recognition, or treasury and cash management.
• A track record of platform delivery where you owned the vision, wrote PRDs that engineering shipped from, drove end‑to‑end execution, and tracked outcomes with real metrics you set and baselined yourself.
• Proven ability to lead cross‑functional programs that include Finance, Risk, Compliance, or Legal stakeholders, influencing senior leaders and driving workflow change without formal authority.
• Clear, structured written and verbal communication skills, with the ability to explain complex financial and technical topics in plain terms and write executive narratives that surface trade‑offs and risks explicitly.

Qualifications

• Experience building on top of financial ledger systems, GL and sub‑ledger platforms, or double‑entry accounting infrastructure, including familiarity with vendors such as Fragment or Modern Treasury, or exposure to event‑driven data architectures like Kafka or Flink in a financial systems context.
• Background in treasury, accounting, or FP&A, whether through a prior role or a close multi‑year partnership, along with working familiarity with SOX controls, audit requirements, or regulatory reporting.
• Prior experience in B2B payments, BaaS, card platforms, or working capital products, particularly where processor settlement reports from Stripe, Chase, Adyen, or Marqeta were used for revenue recognition, cost of sales, or cash positioning.
• Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

Benefits

• Medical, dental, vision, life and disability insurance
• 401(k) retirement plan
• Flexible spending & health savings account
• Paid holidays
• Paid time off
• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short‑term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives