Lead-Product Manager

About the role

This role is responsible for the strategy, planning, delivery, performance, and continuous improvement of new and existing products and capabilities. The Lead Product Manager will work to enhance features and products that optimize the consumer experience, envision the right customer experience, drive execution, and scale features to seize business opportunities and support rapid growth.

Essential Job Functions

• Own the product and plan the product roadmap.
• Create and define the long-term vision and strategy for the products and features for a diverse set of customers, ensuring alignment with business objectives.
• Work with designers, engineers, and business stakeholders to define, prioritize, and deliver high-impact product features using agile methodology.
• Lead feedback gathering, metric definition, and analysis to validate assumptions, inform roadmap priority, and monitor product success.
• Manage multiple initiatives and projects simultaneously while maintaining the product roadmap and backlog.
• Understand key financial measures and synthesize financial metrics around product concepts.

Minimum Qualifications

• High School Diploma or GED
• 8–10 years of experience in product management, business analysis, information technology, or related areas

Preferred Qualifications

• Bachelor’s Degree in Business, Marketing, Management, Finance, or Information Technology
• 10+ years of experience in product management, business analysis, information technology, or related areas
• Demonstrated expertise in credit card and Buy Now Pay Later (BNPL) capabilities, including digital acquisition, prequalification, instant credit, servicing, fraud, rewards, and partner-facing integrations through APIs and SDKs
• Proven ability to communicate complex product capabilities to clients, brands, and business stakeholders, influence decisions, and drive buy-in and adoption

Skills

• Financial Acumen
• Customer Analytics
• Product Delivery
• Strategy Execution
• Product Management
• Marketing
• Product Performance
• Program Strategy
• Agile Product Development
• Product Roadmapping

Reports To

Senior Manager and above

Work Environment

Normal office environment (Remote or Hybrid). 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Travel

Ability to travel up to 5% annually

Physical and Mental Requirements

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast-paced work environment

Salary Range

• Full Salary Range for Position: $125,400.00 – $200,600.00
• California: $144,200.00 – $250,800.00
• Colorado: $125,400.00 – $220,700.00
• New York: $137,900.00 – $250,800.00
• Washington: $137,900.00 – $230,700.00
• Maryland: $137,900.00 – $220,700.00
• Washington DC: $144,200.00 – $230,700.00
• Illinois: $125,400.00 – $220,700.00
• New Jersey: $144,200.00 – $230,700.00
• Vermont: $125,400.00 – $200,600.00
• Ohio: $125,400.00 – $200,600.00
• Maine: $125,400.00 – $200,600.00
• Connecticut: $137,900.00 – $220,700.00
• Virginia: $125,400.00 – $200,600.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Benefits

• Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates and their spouses/domestic partners, and child(ren) under the age of 26
• Six weeks of 100% paid parental leave for eligible parents after a 180-day waiting period
• 401(k) plan with immediate eligibility
• 11 paid holidays
• Flexible Time Off (FTO) program
• Paid Sick and Safe Time (PSST) upon hire and at the beginning of each subsequent calendar year (80 hours outside Illinois; 40 hours in Illinois)
• Illinois Paid Leave (40 hours) in Illinois, to be used before FTO
• Opportunity to elect company stock during offering periods in June and December
• Annual incentive bonus based on individual and company performance