Lead, Audits, Exams & Partner Due Diligence

What You'll Do

• Lead Exam & Audit Engagements: Own all regulatory examination and audit activity from kickoff through closure—coordinating information requests, managing responses, and driving management action plans to completion.
• Partner Due Diligence: Serve as the primary point of contact for financial partner compliance reviews, including bank sponsor and fintech partner assessments. Build scalable processes for ongoing due diligence across the partner portfolio.
• Engagement Strategy & Quality: Develop and improve methodologies for producing high-quality, accurate, and timely exam and audit deliverables that reflect Rippling's mission and compliance posture.
• Executive Reporting & Insights: Prepare clear, concise reporting for senior leadership that anticipates regulator and auditor areas of focus, tracks open findings, and communicates overall compliance sentiment.
• Cross-Functional Collaboration: Partner directly with product managers, engineers, treasury teams, and operations leads to translate regulatory requirements into practical, actionable guidance—making sure compliance is built in, not bolted on.
• Governance & Framework Support: Support the development and maintenance of Rippling's regulatory compliance oversight framework, including policies, procedures, and integration with the Compliance Management System.
• Go and See: Get close to how our products and operations actually work—not just how they're documented. Use what you learn to drive better exam preparation and more credible compliance positions.

Qualifications

• 7+ years of experience managing regulatory examinations, audits, or financial partner due diligence in financial services or fintech.
• Strong working knowledge of AML/CFT, BSA, OFAC, and consumer compliance regulations applicable to MSBs, payment processors, or similar entities.
• Direct experience interfacing with U.S. federal and/or state regulators (e.g., FinCEN, CFPB, OCC, NYDFS, CA DFPI) and/or financial institution compliance reviewers.
• Proven ability to manage multiple concurrent engagements and competing deadlines without losing quality.
• Clear, direct communicator with both regulators and internal stakeholders like engineers and product managers.
• Strong written and presentation skills; you can walk a regulator or a board through a complex issue concisely.
• Comfortable working in ambiguous, fast-moving environments where the answer isn't always written down yet.
• Familiarity with Governance, Risk Management, and Compliance tools and productivity platforms (Confluence, Jira, Google Workspace, Slack).
• Legally authorized to work in the U.S.