Lead Analyst, Credit Strategy for Auto Finance

Role

The Lead Analyst, Credit Strategy will drive significant business results by leading key projects and contributing to the innovation, creation, and launch of value-adding products that uniquely leverage the internal and external data resources OneMain has access to. The role could vary across various parts of the Auto analytics functions like credit risk, pricing, valuations or dealer/channel analytics.

Responsibilities

• Combine business knowledge and analytical skills to develop strategies designed to manage risk, drive growth, and increase profitability;
• Create best-in-class frameworks based upon various supporting analyses and research including customer segmentation, competitive analysis, underwriting models, and historical performance;
• Draw strategic insights from data using analytics tools;
• Work with various partners to implement strategy, develop technology roadmaps, gather competitive intelligence, and monitor performance;
• Represent the company and engage with key business stakeholders, suppliers, external partners, and investors;
• Lead initiatives across multiple disciplines and bring new ways of thinking, data sources, technologies, and capabilities to the business.

Requirements

• Bachelor’s Degree (Graduate a plus) in a quantitative discipline, such as Engineering, Statistics, Economics, Data Analytics or Computer Science;
• 2+ years of experience in a data-driven analytics environment; consumer lending preferred; Master’s or PhD degrees may offset experience;
• Advanced analytical skillset using tools such as SQL, SAS, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus such as R, Hive Python, Oracle, Unix;
• Innovative and capable of developing a highly analytical approach to solving problems;
• Experience driving projects and presenting to senior management on results and ideas;
• Willingness and ability to learn new areas within the OneMain business and take on diverse projects.

Qualifications

• Ability to prioritize competing initiatives with help of their management chain;
• Translate strategic priorities into initiatives and manage expectations;
• Elevate talent and culture within team through mentoring, coaching and partnering with other associates.

Skills

• Utilize analytic tools (i.e. SAS, SQL, MATLAB, Python, and Open Source tools such as R is a plus)
• Data query tools to build, test, evaluate, and maintain robust data analysis and reporting for management to make timely, informed decisions.

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances;
• Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount);
• Tuition reimbursement;
• Paid time off (15 days’ vacation per year);
• Paid sick leave as determined by state or local ordinance, prorated based on start date;
• Paid holidays (11 days per year, based on start date);
• Paid volunteer time (3 days per year, prorated based on start date).

Pay

Negotiable based on experience and qualifications.

Schedule

Hybrid