Lead AI Risk Advisor
About the role
The Lead Artificial Intelligence (AI) Risk Advisor is a senior SLOD practitioner within Risk Management responsible for leading cross-functional AI governance and risk initiatives. This role will facilitate complex risk reviews, mentor junior team members, and drive improvements in the AI control framework, including monitoring and reporting capabilities supporting audit and regulatory readiness.
Responsibilities
- Oversee departmental projects and initiatives focused on AI governance maturity, control enhancement, automation, and process optimization;
- - Facilitate cross-functional risk credible challenge reviews, lead assessment workshops, challenge sessions, and risk-acceptance discussions aligned to risk appetite;
- - Collaborate on technology initiatives by partnering with Technology, Cybersecurity, Data Governance, and Model Risk to ensure that first line embeds AI controls early in the lifecycle;
- - Design KRIs and monitoring measures (inventory completeness, drift detection, HITL effectiveness, bias testing coverage);
- - Author executive summaries and committee-ready narratives translating technical analyses into business impact;
- - Mentor junior associates and provide coaching, shadowing, and review feedback to strengthen team capability in AI risk practices;
- - Champion continuous improvement and identify innovation opportunities and advocate automation where feasible;
- - Chaperone meetings and events as needed.
Requirements
- High School Diploma or GED;
- 8+ years of experience in risk management, audit, governance, compliance oversight, control oversight, or other related disciplines at a financial service firm (or other highly regulated industry).
Qualifications
- IAPP AI Governance Professional Certificate;
- ISO/IEC 42001 Foundation/Lead Implementer;
- CertNexus CAIP (Certified Artificial Intelligence Practitioner).
Skills
- Project Management;
- Governance;
- Regulatory Risk Assessment;
- Stakeholder Coordination;
- Business Automation;
- Communication skills.
Benefits
Reports To: Director and above
Direct Reports: 0
Work Environment: Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Travel Ability: To travel up to 5% annually
Physical And Mental Requirements: To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
Salary Range
$120,500.00 - $218,300.00
Full Salary Range For Position
California: $138,600.00 - $272,900.00
Colorado: $120,500.00 - $229,200.00
New York: $132,500.00 - $272,900.00
Washington: $126,500.00 - $251,100.00
Maryland: $126,500.00 - $240,200.00
Washington DC: $138,600.00 - $251,100.00
Illinois: $120,500.00 - $240,200.00
New Jersey: $138,600.00 - $251,100.00
Vermont: $120,500.00 - $218,300.00
Ohio: $120,500.00 - $218,300.00
Maine: $120,500.00 - $218,300.00
Connecticut: $132,500.00 - $240,200.00
Virginia: $120,500.00 - $218,300.00
About Bread Financial®
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026.