Lead AI Governance Risk Specialist
for section headings (e.g., About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We should map content accordingly.
We must not repeat job title as heading. No Job ID etc. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions. Also remove "Click here for more Benefits information." etc.
We must preserve all substantive information. Include sections only when posting has real specific content. So we need sections: About the role (maybe from Job Summary), Responsibilities (Essential Job Functions), Requirements (Minimum Qualifications), Qualifications (Preferred Qualifications), Skills, Benefits, Pay (Salary Range), Schedule (Work Environment maybe includes remote/hybrid and office days). Also maybe Travel? Not required heading but could be part of Schedule? The instruction says use those headings if content exists. We have schedule info: "Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location." That's schedule. Travel: "Ability to travel up to 20% quarterly" maybe could be part of Schedule or separate? Not required heading but could be included under Schedule as extra. Physical And Mental Requirements maybe could be part of Requirements? Not a standard heading; but we could include under Requirements? However instruction says prefer few substantive sections over many thin ones. Could combine Physical And Mental Requirements into Requirements or maybe omit if not needed? It's substantive but we could include under Requirements as a subsection? But we must use only headings; we could have a section "Requirements" that includes both minimum qualifications and physical/mental requirements. However we also have separate Preferred Qualifications. Could combine Minimum and Preferred under Qualifications? The instruction lists Qualifications as a heading separate from Requirements. So we can have Requirements (minimum qualifications) and Qualifications (preferred). Physical and mental maybe part of Requirements? Could add a paragraph under Requirements.
Other Duties is boilerplate; we can drop.
Benefits: we have description of benefits. Include Benefits section.
Pay: Salary Range.
Schedule: Work environment + travel.
Skills: list.
We must not include duplicated lines. Ensure we preserve all substantive info: job summary, essential functions with percentages, minimum qualifications, preferred qualifications, skills, reports to, direct reports, work environment, travel, physical and mental requirements, other duties (drop), salary range, benefits, about bread financial (company description). Also maybe "Job Family Data and Analytics Job Type Regular" - that's metadata; could be dropped as minor metadata? It's not required heading; could be placed in a short p.
We must not include application instructions like "Click here for more Benefits information." Remove.
We must not include EEO boilerplate at end; remove.
We must not include duplicated lines.
Now craft HTML.
Structure:
About the role
About the role
Job Summary ...
Responsibilities
- Conduct AI risk assessments and governance reviews of AI systems, tools, applications, and AI-enabled third-party solutions. (30%)
- Evaluate AI testing, monitoring, control effectiveness, and assurance needs. Support reviews of testing methods, validation approaches, performance monitoring, issue remediation, control testing, audit readiness, and governance effectiveness. Assess accuracy, explainability, reliability, drift, hallucinations, human oversight, and unintended outcomes. (25%)
- Collaborate with cross-functional teams to develop, maintain, and update AI governance policies, standards, procedures, risk-based approval processes, and documentation. Support alignment with frameworks, risk taxonomy, control expectations, intake requirements, and enterprise governance across business, technology, risk, legal, privacy, and compliance. (20%)
- Develop AI governance metrics, risk insights, and reporting materials for executive, board-level, governance committee, and leadership discussions. Translate technical AI concepts, risks, assumptions, limitations, and monitoring results into clear business, risk, compliance, and executive-level communications. (15%)
- Support incident response, issue remediation, audit readiness, and ongoing governance effectiveness for AI governance risks. Coordinate with stakeholders to ensure AI-related issues, findings, control gaps, and remediation activities are identified, documented, monitored, and addressed through established governance and risk management processes. (10%)
Requirements
Minimum Qualifications: High School Diploma or GED. 8-10 years of experience in Risk Management, Information Security, Data Governance, Technology Risk, AI Governance, Model Risk, or related governance, risk, and compliance functions, including working knowledge of AI, machine learning, Generative AI, Large Language Models (LLMs), AI deployment practices, and AI-enabled technology risk.
Physical and mental requirements: To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing, Communicate/Talking, Typing/Writing, Focus and complete tasks in situations that have a speed or productivity metric, Maintain focus in high pressure or fast-paced work environment.
Qualifications
Preferred Qualifications: Bachelor’s Degree in Data Management, Information security, or Risk Management; or related field of study or equivalent, relevant work experience. 10+ years experience supporting risk assessments, governance reviews, control testing, monitoring, assurance activities, audit readiness, executive reporting, or cross-functional governance processes. 10+ years experience supporting AI governance, model risk management, data governance, cybersecurity, third-party risk, or other technology risk management programs. Knowledge of emerging AI capabilities and risk considerations, including Generative AI, Large Language Models, Retrieval-Augmented Generation (RAG), agentic AI, explainability, reliability, bias, data leakage, prompt injection, vendor AI risk, and AI monitoring practices.
Skills
- Analytical Thinking
- Problem Solving
- Business Change Management
- Business Communications
Reports To
Senior Director and above
Direct Reports
0
Schedule
Work Environment: Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location. Travel: Ability to travel up to 20% quarterly.
Pay
Salary Range (unless Otherwise Noted Below) $125,400.00 - $200,600.00. Full Salary Range For Position: California: $144,200.00 - $250,800.00; Colorado: $125,400.00 - $220,700.00; New York: $137,900.00 - $250,800.00; Washington: $137,900.00 - $230,700.00; Maryland: $137,900.00 - $220,700.00; Washington DC: $144,200.00 - $230,700.00; Illinois: $125,400.00 - $220,700.00; New Jersey: $144,200.00 - $230,700.00; Vermont: $125,400.00 - $200,600.00; Ohio: $125,400.00 - $200,600.00; Maine: $125,400.00 - $200,600.00; Connecticut: $137,900.00 - $220,700.00; Virginia: $125,400.00 - $200,600.00. The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Benefits
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO. Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
About the company
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.
We need to ensure we didn't include boilerplate like "Job Family Data and Analytics Job Type Regular". Could include as a short p maybe under About the