Junior Underwriter

Duties And Responsibilities

• Communicates with Branch Managers and Loan Officers regarding questions and concerns related to loans and applications
• Aids in the development of alternatives for solving difficult loan scenarios
• Facilitates messaging within the UW department for general and escalated issues
• Calculates loan-to-values, qualifying ratios
• Reviews current updates and bulletins on underwriting guideline manuals

Requirements

• Minimum Education: Associate's degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with one to 3 years of related experience and/or training
• Knowledge and understanding of mortgage underwriting terminology and guidelines

Skills And Abilities

• Ability to research and evaluate given information relative to underwriting guidelines and lender requirements
• Good customer service orientation
• Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization
• General administrative skills including typing, filing and use of computer, calculator, copier and facsimile machines

Benefits

• Comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more