Junior Financial Analyst

About the role

Mascoma Bank is seeking a Junior Financial Analyst to support financial reporting, budgeting, forecasting, ALCO reporting, variance analysis, and performance reporting that guide sound decision-making.

Responsibilities

• Support monthly updates to the Bank’s financial reporting system, including importing data, validating information, maintaining key system components, and assisting with report development.
• Compile financial data used for deposit analysis, liquidity forecasting, ALCO modeling, and related reporting.
• Prepare, analyze, and distribute weekly, monthly, and quarterly financial, ALCO, and departmental reports.
• Gather, validate, and organize financial and operational data from multiple systems to support reporting, analysis, and management review.
• Aid in the annual operating and capital budget process, including collecting data, maintaining budget reports, and supporting monthly variance reporting.
• Support forecasting activities, including the Bank’s three-year plan and other financial modeling initiatives.
• Aid in quarterly peer data analysis using call reports and other publicly available sources.
• Contribute to special projects and other financial analysis as needed.

Requirements

• Bachelor’s degree in Accounting, Finance, or a related field preferred.
• Two years of banking, finance, or accounting experience, with a basic understanding of financial statements and accounting principles.
• Strong Microsoft Excel skills required.
• Familiarity with financial reporting, budgeting, and data analysis tools preferred.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Ability to work independently, take initiative, and follow established controls and procedures.
• Comfort working with financial data, bank systems, and reporting processes.
• Strong interpersonal and communication skills.
• Ability to maintain confidentiality and handle personally identifiable information appropriately.

Qualifications

• None specified.

Skills

• Strong analytical and problem-solving skills.
• Attention to detail.
• Independent work ability.
• Financial data handling.
• Bank systems and reporting processes.
• Interpersonal and communication skills.
• Confidentiality and PII handling.

Benefits

• Background and credit check required.

Pay

$23.80 - $30.80 an hour, depending on experience.

Schedule

This position is based at our White River Junction, VT Operations Center and may be eligible for a hybrid work schedule after training is complete.