Jr. Corporate Loan Processor (Hybrid)

About the Company

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C., and Puerto Rico. The company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received numerous awards for its standout culture. CCM fosters an entrepreneurial spirit, empowering employees to grow while offering unwavering support and transparency.

About the Role

The Jr. Corporate Loan Processor (Hybrid) is responsible for providing quality customer service by verifying necessary documentation to underwrite loans and ordering third-party documentation. This role involves direct communication with customers, loan officers, junior processors, senior processors, and underwriters. The Jr. Corporate Loan Processor collaborates with the training department to transition into a Senior Loan Processor role.

Responsibilities

• Verify that an application is complete and accurate.
• Communicate directly with the Loan Originator to obtain initial and any missing documentation required to qualify for the loan.
• Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.).
• Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
• Verify that vendor orders are complete, invoices are received, and in the applicant’s file.
• Manage pipeline by completing and submitting reports within allotted turn-around times.
• Assist in the set-up of loans.
• Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC investors.
• Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for loans worked on and/or loans worked on from other transition team members.
• Available to work varying hours and overtime if needed.

Requirements

• High School diploma or equivalent.
• A minimum of 2 years’ residential mortgage experience.
• Experience with RESPA regulations.
• Encompass experience.
• Experience with mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents (preferred).

Skills

• Excellent analytical skills.
• Excellent communication skills.
• Excellent prioritization and time management skills.
• Proficient in DU, LP, Microsoft Office & Windows.

Benefits

• Competitive compensation plan.
• Robust benefits package, including medical, dental, and vision.
• 401K retirement plan.
• Company-provided short-term disability.
• Employee assistance program.
• Wellness program.