Insurance Senior Loss Control Consultant - Chicagoland/Northern, IL

About the Role

The Insurance Senior Loss Control Consultant plays a critical role in supporting the profitable growth and retention of the Commercial Lines portfolio. This position provides expert risk evaluation, technical consultation, and collaborative support across Property, General Liability, Commercial Auto, and Workers’ Compensation lines of business. Working in a team-oriented environment, the Insurance Senior Consultant partners closely with Underwriting, Agents, and Insureds to help qualify new business opportunities, improve account performance, and drive long-term profitability. This role is based in the Chicagoland, IL (Northern-IL) area, requires residency in this region, and involves travel.

Responsibilities

• Conduct comprehensive loss control evaluations for prospective/existing commercial accounts across Property, Liability, Auto, and Workers’ Compensation.
• Identify hazards, evaluate operational exposures, and recommend practical, data-driven solutions to mitigate loss potential.
• Prepare clear, detailed reports outlining risk quality, recommend improvements, and assess suitability for underwriting guidelines.
• Provide technical guidance on risk improvement strategies tailored to the insured’s operations, industry, and safety culture.
• Assist Underwriting in evaluating the quality/eligibility of new business submissions through on-site surveys, virtual assessments, and exposure analysis.
• Participate in new business meetings and agent/insured visits to articulate risk strengths, concerns, and recommendations.
• Support retention efforts by helping insureds implement risk-improvement initiatives that strengthen account performance and claim outcomes.
• Develop service plans that align with underwriting strategies and customer needs.
• Analyze loss trends, claim activity, and operational practices to identify root causes and prevention strategies.
• Recommend safety programs, policy enhancements, and operational best practices to reduce frequency and severity of losses.
• Provide training, resources, and coaching to insureds on workplace safety, fleet management, property protection, and regulatory compliance.
• Work closely with Underwriting, Claims, Audit, and Agency partners to ensure effective communication and alignment on risk quality and service strategy.
• Participate in team meetings, planning sessions, and continuous improvement efforts to enhance underwriting profitability and service delivery.
• Share insights and trends to help the team identify growth opportunities, strengthen risk selection, and improve portfolio performance.
• Contribute to underwriting profitability by ensuring accurate risk classification, strong risk selection, and impactful recommendations.
• Support achievement of departmental goals related to new business production, retention, and improvement in loss ratios.
• Monitor follow-through on risk control recommendations and escalate concerns of significant hazards.

Requirements

• Bachelor’s degree in Safety Management, Occupational Safety, Risk Management, Engineering, Business, or related field (preferred).
• Typically requires 5+ years of experience in commercial lines loss control, risk engineering, or safety consulting.
• Prior Loss Control experience with a Commercial Insurance company or Agency.
• Experience with multi-line commercial exposures, including property, liability, auto, and workers’ compensation.
• Loss Control/Safety experience in the Insurance Industry (Workers Comp, Commercial Auto, Property, or General Liability).
• Working knowledge of regulatory compliance agencies such as OSHA, DOT, NFPA, NEC, and other safety-related agencies.
• Ability to write, diagnose, collect, extrapolate, and review data to assist policyholders in reducing losses.
• Self-directed and able to work effectively both independently and in a team environment.
• Experience in public speaking and a safety knowledge background.
• Ability to adapt to changes in responsibilities, work processes, timeframes, performance expectations, organizational culture, or work environment.
• Experience counseling, guiding, leading, coordinating, and listening to clients to assist in minimizing losses.
• Skilled at computing, compiling, tabulating, charting, reviewing, and deriving supportive data and conclusions.
• Ability to plan and conduct safety meetings.
• Strong interpersonal skills; excellent written, presentation, and oral communication skills.
• Valid driver’s license and satisfactory driving record.
• Willingness and ability to travel to policyholders and potential clients within assigned territory.
• Periodic attendance at meetings in the home office (Pekin, IL).
• Ability to influence without authority and maintain strong, professional relationships with agents, insureds, and internal partners.
• Demonstrated analytical skills with the ability to assess complex risks and deliver practical solutions.
• Excellent communication, with the ability to explain technical concepts clearly to diverse audiences.
• Team-oriented mindset with a commitment to collaboration and shared business goals.
• Strong organization, time management, and prioritization skills.
• Customer service focus.
• In-depth knowledge of industry safety standards, regulatory requirements, and risk mitigation techniques.
• Authorized to work in the U.S. without sponsorship now or in the future.

Qualifications

• Attainment of professional designations, such as Associate in Risk Management (ARM), Associate Safety Professional (ASP), or Certified Safety Professional (CSP) preferred.

Pay

$95,000–$120,000 per year. This range is based on the expected level of experience and skills for this position. Final compensation will depend on individual qualifications.

Benefits

• Health, Dental, and Vision Insurance
• Generous 401(k) with company match
• Paid Time Off (PTO) with Paid Holidays
• Flexible/Hybrid Work Schedule
• Paid Volunteer Program