Insurance Product Manager

About the role

The future is bright for the Porch Group, and we'd love for you to be a part of it as our Insurance Product Manager. At Homeowners of America (HOA), a Porch Group company, we are building a best-in-class insurance product organization — and we need a driven, analytically sharp Product Manager to help lead that charge.

Responsibilities

• Ensure the successful implementation of new product, pricing, and underwriting actions at a state and national level.
• Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; ensure forecasts and business objectives account for current and likely market conditions.
• Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives.
• Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build out competitive intelligence tools.
• Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking.
• Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement.
• Partner cross-functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives.
• Ensure all products comply with relevant regulatory requirements and standards.
• Identify and develop cross-functional process improvements that enhance both efficiency and effectiveness.

Requirements

• Bachelor’s degree in Business, Marketing, Finance, Actuarial Science, or a related field; MBA or advanced degree preferred.
• Minimum 10+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required.
• Proven track record of successful product launches and strategic initiatives.
• Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
• Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals.
• Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions.
• Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
• Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
• Demonstrated customer focus and the ability to incorporate feedback into product strategy.

Qualifications

• Minimum 5+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required.
• Proven track record of successful product launches and strategic initiatives.
• Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
• Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals.
• Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions.
• Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
• Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
• Demonstrated customer focus and the ability to incorporate feedback into product strategy.

Skills

• Data analysis and interpretation.
• Strategic planning and execution.
• Customer-centric approach.
• Regulatory compliance.
• Collaboration and teamwork.
• Financial acumen.
• Innovation and creativity.

Benefits

• Comprehensive health, life, and financial wellbeing benefits.
• Pre-tax savings options including Health Savings Accounts and Flexible Savings Accounts.
• Company-paid basic life and AD&D, short and long-term disability benefits.
• Voluntary life and AD&D plans.
• Traditional and Roth 401(k) plans with a discretionary employer match.
• Supportlinc wellbeing program offering guided meditation, mental health coaching, and confidential resources.
• LifeBalance discounts on various services and products.
• Flexible paid vacation, company-paid holidays, paid sick time, paid parental leave, identity theft protection, travel assistance, and fitness discounts.

Pay

Pay Range: $138,800 – $194,300 annually

Schedule

Remote Work

Benefits

• E-Verify Employer