Insurance Producer

About the role

Responsible for assessing client's risk exposure on personal and/or commercial property, making appropriate recommendations, and placing coverage to address those risks.

Responsibilities

• Market and sell personal lines insurance policies.
• Proactively contact all leads to recommend appropriate insurance, quote, and place coverage (65-75%).
• Identify and assess client risk exposures.
• Foster referral relationships with real estate personnel, including agents, office managers, and mortgage brokers to maximize sales opportunities (20-25%).
• Provide work direction to new business specialists to ensure all aspects of client onboarding are completed properly and in a timely manner (0-5%).
• Actively monitor and report to management any circumstances that may lead to potential or actual insurance errors and omissions claims, DOI complaints, or related complaints (0-5%).
• Remain current on industry trends and specific carrier underwriting requirements.
• Follow all company procedures and processing guidelines (0-5%).
• Ensure license remains current and complete CEUs as needed in a timely manner (0-5%).
• Perform additional responsibilities as requested or assigned (0-5%).

Performance Expectations

• Meet all performance and behavior expectations.
• Perform responsibilities achieving desired results within expected time frames.
• Establish and maintain positive and productive work relationships.
• Demonstrate behavioral and technical competencies.
• Follow company HR Policy and Code of Business Conduct.

Requirements

• Associate's degree or equivalent work experience and knowledge; bachelor's degree preferred.
• Two years' successful personal lines insurance sales experience.
• Appropriate state agent/broker personal lines insurance license.

Skills

• Excellent sales and marketing skills.
• Working knowledge of insurance agency operations, coverages, rates, markets, and applicable insurance laws/codes.
• Working knowledge of risk assessment and risk management techniques.
• Excellent analytical, problem-solving, and decision-making skills.
• Excellent oral, written, and interpersonal skills.
• Excellent automation, time management, and organizational skills.
• Knowledge of real estate, title, and/or mortgage businesses preferred.

Benefits

• Medical, Health Savings Account (HSA), Dental, and Vision insurance.
• Life Insurance.
• Paid Vacation (PTO).
• 401(k) with employer match.
• Flexible Spending Account (FSA).
• Employee Assistance Program (EAP).