Home Lending Underwriter

Pay

Pay Range: $27.18 - $36.25

Responsibilities

• Analyzes the income, assets, credit history and other relevant data through supporting documentation (50% of time).
• Assures the integrity of the decision by comparing the loan file and supporting documentation data with system data for accuracy.
• Determine which requests for financing should be accepted, rejected, or conditionally accepted, using all applicable information reasonably available.
• Complying with State and Federal regulations, Investor, Insurer, Bank, and Departmental guidelines and practices.
• Responsible for achieving established turnaround time and customer service goals (25% of time).
• Provides excellent customer service by responding to internal and external customer inquiries in a timely and courteous manner.
• Proactively monitors various pipeline reports to assure all service level expectations are met.
• Maintaining workloads within established departmental objectives.
• Assists in other areas of the department when necessary.
• Maintains a positive attitude and works as a team player with management, co-workers and others.
• Recognize and takes advantage of opportunities to obtain additional business (20% of time).
• Takes an active role in providing assistance to Processors and Loan Originators on all underwriting inquiries or issues.
• Keeps abreast of all bank, investor and insurer guidelines that relate to underwriting.
• Other duties as assigned (5% of time).

Requirements

• 3 years of underwriting experience with satisfactory performance or equivalent experience.
• 4 Year degree in business or equivalent education and experience desired.

Skills

• Strong personal and/or real estate lending background, including various Investor and Insurer guidelines.
• Strong organizational skills.
• Strong analytical and problem-solving skills.
• Excellent communication skills (