Head of Treasury

We need to output HTML fragment with sections: About the role? The posting includes "Who We Are" then description of role. We need headings for sections: maybe "About the role", "Responsibilities", "Requirements", "Qualifications", "Skills", "Benefits", "Pay", "Schedule". Only include sections with real content. We have content: Who We Are (company description) could be "About the role"? Actually "Who We Are" is about company, not role. Could treat as "About the role"? But we have no explicit "About the role". However we can include a section "About the role" summarizing the role description? The instruction: use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We should include sections only when posting has real, specific content for it. So we need to map content to these headings. We have: - Who We Are: company description. Could be placed under "About the role"? Might be better as a brief intro paragraph before sections. But we must not repeat job title as heading. We can include a

with company overview. - Responsibilities: we have many bullet points under "Key Responsibilities" with subheadings Liquidity & Funding, Payments & Intraday Liquidity, Stress Testing & Contingency Funding, Deposit Strategy & Profitability, ALM & Balance-Sheet Management, Investment Portfolio, Governance, Regulatory & Reporting. Those are responsibilities. So we can create a

• list of responsibilities, maybe grouping? But we need to preserve all substantive information. We could list each responsibility as a
• with the subheading bold? But we cannot add extra tags beyond
  • and

    . We could embed the subheading inside the

  • as plain text. That's okay. - Required Qualifications: list of qualifications. That's "Required Qualifications". Could be under "Requirements" or "Qualifications". The instruction includes both Requirements and Qualifications as possible headings. We need to decide. Probably combine into "Requirements" for required qualifications, and "Preferred Qualifications" for preferred. But we have both Required and Preferred Qualifications sections. So we can have "Requirements" for required, and "Qualifications" for preferred? Or we could have "Requirements" and "Qualifications" both. The instruction says use headings e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we can have both Requirements and Qualifications sections. Thus: - Requirements: list of required qualifications bullet points. - Qualifications: list of preferred qualifications bullet points. - Skills: maybe we could extract skills from responsibilities? But we have no explicit skills section. Could omit. - Benefits: we have benefits list. - Pay: we have pay range: "$180,000; however, base pay offered may vary depending on job-related knowledge, skills, and experience." That's specific content, so include Pay section. - Schedule: no info about schedule, so omit. - About the role: we could include a short paragraph summarizing the role: "TabaBank is seeking an experienced Treasurer to lead the Bank’s asset-liability management (ALM), liquidity and funding strategy, deposit pricing, investment portfolio, and balance-sheet optimization. Reporting to the CFO, the Treasurer will ensure appropriate liquidity, funding, interest-rate risk management, and balance-sheet positioning within established risk and capital parameters." That's from the description. So we can put that as About the role. Now we need to strip boilerplate: EEO, etc. Remove. We must preserve all substantive information. So include all bullet points. Let's extract details. From "Who We Are": The world is moving towards instant digital payments and TabaPay is leading the way. We help thousands of Fintechs in the US and Canada instantly move money in and out of accounts and we are actively expanding into other countries. Our customers represent the hottest verticals in the financial service industry such as neobanks, challenger brokers, gaming and wallets. TabaPay is a highly profitable rocketship that processes billions of dollars each year. To learn more visit www.tabapay.com. TabaBank is seeking an experienced Treasurer to lead the Bank’s asset-liability management (ALM), liquidity and funding strategy, deposit pricing, investment portfolio, and balance-sheet optimization. Reporting to the CFO, the Treasurer will ensure appropriate liquidity, funding, interest-rate risk management, and balance-sheet positioning within established risk and capital parameters. This role will also lead deposit pricing and profitability strategy, with particular focus on the liquidity dynamics of payments, merchant acquiring, settlement, and transaction-related deposits. We can combine that into About the role paragraph. Now Responsibilities: list each bullet. We have sections: Liquidity & Funding - Lead the Bank’s liquidity risk management framework, forecasting, limits, buffers, and early-warning indicators. - Develop and execute diversified funding strategies. - Monitor deposit stability, concentration, collateral, and contingent funding capacity. - Partner with Settlement Operations to incorporate payment-related liquidity requirements into Treasury forecasts. Payments & Intraday Liquidity - Manage liquidity associated with merchant acquiring, network settlement, ACH, Fedwire, RTP, FedNow, and other payment rails. - Monitor intraday funding needs, settlement concentrations, prefunding arrangements, and weekend/holiday liquidity requirements. - Evaluate Treasury impacts of new payment clients, products, and unexpected settlement events. Stress Testing & Contingency Funding - Own liquidity stress testing and the Contingency Funding Plan (CFP). - Develop stress scenarios covering deposit runoff, client concentration, payment disruptions, settlement spikes, operational events, and market-wide liquidity stress. - Establish triggers, escalation protocols, and management actions. Deposit Strategy & Profitability - Lead the Bank’s deposit pricing framework and recommend rates for commercial deposit products. - Evaluate deposits based on stability, duration, concentration, liquidity value, rate sensitivity, relationship economics, and payment activity. - Monitor deposit betas, pricing exceptions, competitive positioning, and actual deposit behavior. - Develop relationship-level profitability analyses incorporating funding value, payment revenue, interest expense, FDIC assessments, operational costs, and liquidity requirements. ALM & Balance-Sheet Management - Lead the ALM framework and balance-sheet strategy. - Manage interest-rate risk, liquidity risk, funding risk, concentrations, and ALM models/assumptions. - Monitor earnings-at-risk, economic value sensitivity, deposit behavior, and balance-sheet positioning. - Lead ALCO preparation and present recommendations to senior management and the Board. Investment Portfolio - Develop and manage the investment portfolio within Board-approved policies and limits. - Balance liquidity, capital, earnings, duration, yield, credit quality, and interest-rate risk. - Manage investment maturities, cash flows, and reporting to ALCO and the Board. Governance, Regulatory & Reporting - Serve as a key member of ALCO and provide Treasury reporting to executive management, Risk Committee, and the Board. - Maintain Treasury, ALM, liquidity, investment, and deposit-pricing policies and procedures. - Serve as a Treasury subject matter expert for OCC, Federal Reserve, FDIC, Internal Audit, and external auditor interactions. - Support examinations, regulatory reporting, documentation, and remediation of findings. Now Required Qualifications bullet list: - Bachelor’s degree in Finance, Economics, Accounting, Business, or related field. - 10+ years of progressive bank treasury, ALM, liquidity, or balance-sheet management experience. - Strong experience in ALM, liquidity risk, deposit pricing, funding strategy, interest-rate risk, investments, and liquidity stress testing. - Strong understanding of bank financial statements, regulatory capital, and balance-sheet dynamics. - Experience with deposit modeling, ALCO reporting, financial modeling, and regulated banking environments. - Ability to communicate complex Treasury matters to senior management and the Board. Preferred Qualifications bullet list: - MBA, CFA, CTP, FRM, or similar designation. - Prior Treasurer, Deputy Treasurer, Head of ALM, or Head of Liquidity experience. - Experience with OCC- or Federal Reserve-supervised institutions and regulatory examinations. - Experience building or enhancing a bank Treasury function. - Experience with commercial/institutional deposits, high-growth banks, or newly acquired banks. - Payments Experience Highly Desired Experience with merchant acquiring, Visa/Mastercard settlement, PayFacs, ACH, Fedwire, RTP, FedNow, intraday liquidity, prefunding, high-volume payment flows, payments-related deposits, fintech, or embedded-finance banking. Now Benefits list: - 100% employer-paid health care insurance including medical, dental, vision, and life insurance (for employee only) - Employer 401K Matching - Generous and Flexible PTO Pay: The pay range for this position is $180,000; however, base pay offered may vary depending on job-related knowledge, skills, and experience. In addition to a full range of medical, financial, and/or other benefits, dependent on the position offered. We already have Benefits separate; the Pay line mentions benefits but we already have Benefits section; we can keep Pay as just the pay range sentence. Now we need to output HTML fragment with

    headings and

    for prose,

    • for lists. We should not include any extra markup like . Just straight elements. Order: About the role (

      About the role

      ...)

      , then Responsibilities (

      Responsibilities

      ...), then Requirements (

      Requirements

      ...), then Qualifications (

      Qualifications

      ...), then Benefits (

      Benefits

      ...), then Pay (

      Pay

      ...). We should not include Schedule. Check for any repeated lines: we have benefits also mentioned in Pay line but we already have Benefits section; we can keep Pay line as is. Now ensure we preserve all substantive information: Did we miss any? The "Who We Are" includes "To learn more visit www.tabapay.com." That's a URL; we should keep it. It's part of About the role paragraph. Also "TabaBank is seeking an experienced Treasurer..." we included. Now check for any boilerplate removed: EEO line removed. Now produce HTML. Be careful to escape any special characters? Not needed. Let's craft. About the role paragraph: combine the Who We Are and role description. Paragraph: "The world is moving towards instant digital payments and TabaPay is leading the way. We help thousands of Fintechs in the US and Canada instantly move money in and out of accounts and we are actively expanding into other countries. Our customers represent the hottest verticals in the financial service industry such as neobanks, challenger brokers, gaming and wallets. TabaPay is a highly profitable rocketship that processes billions of dollars each year. To learn more visit www.tabapay.com. TabaBank is seeking an experienced Treasurer to lead the Bank’s asset-liability management (ALM), liquidity and funding strategy, deposit pricing, investment portfolio, and balance-sheet optimization. Reporting to the CFO, the Treasurer will ensure appropriate liquidity, funding, interest-rate risk management, and balance-sheet positioning within established risk and capital parameters. This role will also lead deposit pricing and profitability strategy, with particular focus on the liquidity dynamics of payments, merchant acquiring, settlement, and transaction-related deposits." Now Responsibilities list: each bullet as

      • . We'll keep the subheadings as part of the
      • text maybe like "Liquidity & Funding – Lead the Bank’s liquidity risk management framework..." but we can keep as separate lines? Better to keep each bullet as separate
      • with the subheading included. We'll produce list:
        • Liquidity & Funding – Lead the Bank’s liquidity