Head of Risk Product Strategy

Responsibilities

• Develop the strategic roadmap for risk capabilities across onboarding, underwriting, and collections
• Identify opportunities to enhance customer experience through intelligent risk solutions
• Prioritize risk initiatives based on customer impact and revenue potential
• Conduct ongoing audits of risk systems for gaps and efficiencies
• Ensure risk strategy is embedded in all new product features before launch
• Design the credit decisioning framework, balancing fraud prevention and customer experience
• Interface with product, engineering, and credit policy teams to align strategies

Qualifications

• 10+ years in risk and product strategy within consumer lending or fintech, with experience on both risk and product sides
• Thorough understanding of credit card economics, including underwriting and loss forecasting
• Proven ability to integrate risk capabilities directly into product design
• Experience across onboarding, underwriting, and collections, focusing on both economics and user experience
• Strong technical skills, including SQL and familiarity with machine learning models
• Experience managing product roadmaps and driving alignment across teams
• Excellent communication skills to convey complex concepts to diverse audiences
• Familiarity with AI tools in workflow

Benefits

• Competitive compensation and equity packages
• Choice of high-quality work computers
• Flexible paid time off
• Comprehensive healthcare coverage, including for dependents
• Access to One Medical and enrollment in an FSA
• 20 weeks of paid parental leave for primary caregivers
• Technology investments to foster innovation and productivity