Head of Fraud

We’re building the world’s leading cross-border fintech for emerging markets—empowering families, fueling local economies, and changing how millions access financial services. Since our launch in 2019, we have transformed how money moves across borders with operations spanning 6 out of 7 continents and covering both the busiest and most underserved remittance corridors. We tapped into a massive shift—from banks to phones—bringing digital finance to places where traditional systems never reached. The next stage of growth will fuel a network of services and products designed to make money more accessible to diaspora communities, including local cards and additional savings and payments features.

Founded by Harvard grads and 3-time founders who previously built Segovia (acquired) and GiveDirectly (>$300M revenue, fastest-growing NGO in the world), we’re backed by top investors including Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound, Wamda, and more. Our team is made up of global top performers from Bain, Google, McKinsey, Uber, Checkout, Bolt, and beyond—we move fast, stay humble, and care deeply about our mission. With 250+ people, 50+ nationalities, and 50+ languages, we’re guided by our values: ownership, impact, humility, and heart—in deed, not just word.

About the role

We are looking for an experienced Head of Fraud to own and lead Taptap Send’s fraud strategy, ensuring our customers and business remain protected from financial crime and abuse. The ideal candidate is a strategic thinker with hands-on experience in analytics and operations responsible for owning and driving improvements to a key metric. We’re looking for someone with a background in fast-moving startups, with bonus points for fintech and fraud experience. You will develop and execute fraud prevention frameworks, optimize risk detection models, and collaborate with cross-functional teams to continuously improve our fraud defenses while minimizing friction for legitimate users. This role will play a critical part in driving growth while ensuring Taptap Send remains a trusted and secure platform.

Responsibilities

• Develop and implement a comprehensive fraud prevention strategy to detect, mitigate, and prevent fraudulent activities, balancing security with a seamless user experience
• Leverage data analytics to enhance fraud detection, transaction monitoring, and identity verification processes
• Collaborate with compliance, product, and engineering teams to ensure fraud controls align with regulatory requirements and user experience expectations
• Lead and scale fraud operations with tools, automation, and data-driven insights to combat emerging fraud patterns effectively
• Stay ahead of evolving fraud tactics and regulatory trends, working with industry partners to strengthen the company’s anti-fraud capabilities
• Develop and grow the fraud team as we scale to new users, geographies, and products

Requirements

• 8+ years of experience owning outcomes in an analytics and operations-intensive function (ideally fraud but not strictly necessary)
• Proven track record of building and scaling fraud prevention or similar programs in high-growth environments
• Hands-on experience with analytics, machine learning models, and automation tools
• Strong background in data-driven decision-making, with proficiency in SQL strongly preferred
• Bonus points for fintech experience

Personal Attributes

• High ownership and ability to operate in a fast-paced, high-accountability environment
• Seeks out opportunities to unlock value by working harder and going further than others might
• Recognizes challenges, accepts them as reality, and proactively proposes solutions
• Willingness to travel periodically to meet with key stakeholders
• Outgoing—you love speaking to people and enjoy building meaningful relationships
• Execution-oriented—we have an ‘impact first’ philosophy and a lot to get done. You should be able to take an idea to implementation
• Mission-oriented—you are passionate about working for a net-positive organization / tech for good
• Organized—you have a system for how you approach your work that can keep you on track in a scrappy startup environment
• Driven—you thrive in a fast-paced, target-oriented company

Values

• Impact first
• Team next
• Accept reality
• Propose solutions
• Win with grit
• Be proactively candid, with yourself and others
• Love the particular
• Own it
• Create positive energy
• Maybe, even have fun