Head of Compliance - US/CAN

About the role

The Head of Compliance will lead and scale Traild's global compliance function as we expand our payments ecosystem. Key responsibilities include:

• Define and execute Traild's compliance roadmap in step with business and product growth, for the US and beyond
• Serve as the designated BSA/AML Compliance Officer, owning day-to-day compliance program delivery
• Select, manage, and oversee compliance vendors and tooling (KYC, AML, transaction monitoring, OFAC screening) to build a scalable compliance infrastructure
• Ensure compliance with key US financial regulations including BSA/AML, KYC/KYB, OFAC, PCI-DSS, and NACHA, with international regulatory scope expanding over time
• Manage licensing requirements and regulatory obligations across North America
• Banking & Partner Compliance: Serve as the primary compliance liaison with banking partners, payment processors, and financial institutions; Lead onboarding due diligence for bank and fintech partners and maintain ongoing compliance alignment; Own third-party vendor oversight for compliance-related service providers in line with regulatory expectations
• Risk Management & Controls: Design and implement compliance controls, monitoring frameworks, and reporting structures; Lead risk assessments across payment flows, product features, and integrations; Establish and manage complaint handling and issue management processes, including escalation protocols and corrective action tracking
• Policy, Governance & Training: Develop and maintain policies and internal controls aligned with regulatory expectations; Drive company-wide compliance awareness and training
• Audit & Regulatory Engagement: Lead internal and external audits, regulatory reviews, and submissions; Manage regulator relationships and ensure timely, accurate reporting
• Product & Commercial Enablement: Partner with Product, Engineering, and Sales to enable compliant product innovation; Advise on new payment features, market expansions, and partnership structures

Requirements

The ideal candidate will have:

• 7+ years in compliance with a strong focus on payments, fintech or banking
• Proven experience working with or within regulated financial institutions or payment providers, preferably with experience in a fintech or fintech-adjacent business
• Deep knowledge of AML/BSA regulations and other regulatory frameworks such as sanctions, data privacy, and payments regulation
• Strong grasp of payments infrastructure, compliance tooling, and fintech ecosystems
• Track record of building and scaling compliance programs in high-growth environments
• Excellent stakeholder management skills — comfortable influencing executives and external partners
• A collaborative, adaptable operator who thrives in a scale-up environment

Qualifications

The ideal candidate will have:

• Master's degree in Finance, Law, Compliance, or a related field
• CPA, CFA, or equivalent certification preferred
• Experience in a similar role in a fast-growing tech company

Skills

The ideal candidate will have:

• Strategic thinking and commercial acumen
• Excellent communication and stakeholder management skills
• Ability to work independently and as part of a team
• Strong analytical and problem-solving skills
• Experience with regulatory compliance and risk management
• Experience with payments infrastructure and fintech ecosystems

Benefits

At Traild, you’ll have the opportunity to:

• Work with a dynamic, global team in a fast-growing, innovative environment
• Participate in Traild’s Employee Share Option Plan (ESOP)
• Enjoy flexible working arrangements
• Contribute to the development of a groundbreaking technology that transforms how businesses manage, move, and protect money

Pay

The base salary range for this position is: U.S. Candidates: USD $200,000- $250,000 per year (some flexibility based on experience) Canadian Candidates: CAD $200,000 - $250,000 per year (some flexibility based on experience)

Schedule

Traild offers a range of remote, hybrid, and flexible working options.