Fullstack Engineer - Remote

Koalafi is a forward-thinking financial technology company dedicated to transforming the way consumers access financing for significant purchases. Our mission is to create a world where no one has to delay or hold back on important acquisitions due to financial constraints. We partner with retailers nationwide to offer flexible lease-to-own financing options to non-prime consumers, increasing sales, enhancing customer loyalty, and providing opportunities to improve credit profiles. With a team of over 200 professionals, Koalafi fosters an innovative and collaborative environment that encourages growth, learning, and impactful contributions.

About the role

We are seeking a talented Fullstack Engineer to join our remote team (US-based), with options to work from Richmond, VA, or Arlington, VA. In this role, you will be instrumental in building and scaling the platforms and products that underpin our innovative financing solutions. You will collaborate closely with product managers, engineers, and technical leaders to develop customer-facing applications, internal tools, and backend systems that support vital business operations. The ideal candidate enjoys solving complex technical problems, designing reliable and scalable systems, and working in a fast-paced environment. You will work across a modern technology stack, participate in both new product development and system enhancements, and influence the evolution of our platform.

Responsibilities

• Design, develop, and maintain scalable backend services and APIs to support our financing platform
• Create integrations with internal systems and third-party service providers
• Develop customer-facing applications and internal tools utilizing modern frontend technologies
• Write clean, maintainable, and well-tested code adhering to best practices
• Participate in designing distributed systems, workflows, and event-driven architectures
• Support initiatives aimed at enhancing platform performance, reliability, and scalability
• Collaborate with cross-functional teams including product, design, compliance, and engineering to deliver high-quality solutions
• Engage in technical design discussions, architecture reviews, and code reviews to ensure quality and consistency
• Implement monitoring, alerting, and observability practices to maintain system health
• Support operational excellence through troubleshooting, incident response, and root cause analysis
• Identify and address technical debt and opportunities for system improvements
• Contribute to security, compliance, and audit processes as required
• Leverage modern development tools, including AI-assisted engineering tools, to improve productivity and code quality

Qualifications

• 2–5 years of professional software engineering experience
• Proficiency in building backend services using Golang
• Working knowledge of REST APIs, HTTP/JSON protocols, authentication mechanisms, and API testing tools
• Experience developing web applications with modern frontend frameworks such as React and TypeScript
• Familiarity with cloud platforms and containerized environments, preferably AWS and Kubernetes
• Understanding of software engineering best practices including testing, code reviews, and CI/CD pipelines
• Experience working with relational and/or NoSQL databases
• Ability to navigate and contribute effectively to existing codebases and new systems
• Strong communication and collaboration skills
• Desire to learn, grow, and take ownership of technical solutions

Benefits

• Comprehensive medical, dental, and vision coverage
• 20 PTO days plus 11 paid holidays annually
• 401(k) retirement plan with company matching
• Student Loan and Tuition Reimbursement programs
• Commuter assistance benefits
• Parental leave for maternal and paternal bonding
• Inclusion and Associate Engagement Programs to foster a diverse and supportive workplace