Financial Planning Consultant

About the Role

Partners with a Financial Advisor to deliver tailored financial planning and investment guidance to clients and prospects.

Responsibilities

• Review clients’ current portfolio design and understand client goals.
• Enter client data and conduct financial analysis.
• Evaluate overall individual and employer-based retirement needs; research options and recommend planning alternatives.
• Research and provide recommendations related to risk management concerns, including insurance.
• Design and recommend a tailored financial analysis or comprehensive financial plan that meets short- and long-term client needs and goals.
• Prepare presentations that clearly communicate recommendations and alternatives.
• Perform detailed document reviews and analyze client information across the financial-planning spectrum to develop plan observations and recommendations.
• Research information on a case-by-case basis and write customized financial-plan observations and recommendations for each client.
• Prepare files for meetings with existing and new clients.
• Coordinate and follow through on all needed client communication.
• Continuously monitor clients’ financial situations with detail and accuracy.
• Respond to client questions by telephone, email, and occasional personal visits.
• Educate clients on the functions of various securities markets and the principal factors that affect them.
• Provide guidance on estate-planning options and techniques.
• Respond to and direct education-funding questions, including 529 savings plans.
• Assist with guidance on small-business planning.
• Conduct research related to assigned client cases, including basic income-tax questions and other legal issues; request guidance when appropriate.
• May participate in client presentations.
• May open, transfer, and close customer accounts and maintain appropriate account records.
• May obtain and verify client purchase and sale instructions, enter orders, and follow up on completion of transactions.
• Ensure firm and regulatory policies are followed within compliance standards.
• Perform other duties and responsibilities as assigned.

Requirements

• Bachelor’s degree in Accounting, Business Administration, Finance, or equivalent combination of experience, education, and/or training approved by Human Resources.
• Three years’ experience in the financial-services industry with an emphasis on financial, retirement, and estate planning or in marketing these services.
• Securities Industry Essentials (SIE) license required; exemption or grandfathering may apply.
• Series 7 license required.
• Series 63, 65, and/or 66 as required by state or ability to obtain within six months.

Pay

Salary range: $35,568.00 – $43,750.00.

Benefits

Eligible for a benefits package that may include:

• Medical, dental, and vision coverage.
• Life, critical-illness, and accident insurance.
• Disability benefits.
• Retirement-savings plan.
• Paid time off (vacation, holidays, sick leave).
• Parental leave.

Eligibility and specific offerings vary by position and employment status. Full details available at Myrjbenefits.com.

Schedule

• Workstyle: Hybrid.
• Travel: Less than 25%.