Financial Planner

About the role

The Financial Planner partners with financial advisors, registered representatives, and retirement specialists to help clients make informed retirement and investment decisions. This role helps turn retirement and financial information into clear plans that advisors, sales partners, and clients can act on. Day to day, they build financial plans in planning software (NaviPlan by InvestCloud), to explain options and product recommendations, answer technical retirement questions, partner with sales on open proposals, and deliver education through one-on-one conversations, webinars, seminars, and group presentations.

Responsibilities

• Advises customers and internal and external sales representatives on retirement income plan development, including explanation of product features and administrative procedures required with products currently owned and making appropriate new product recommendations, if applicable
• Reviews and/or prepares comprehensive financial plans and needs based assessments by entering data for proposals using approved financial planning software
• Prepares alternatives and recommendations while also framing the plan for presentation/delivery to the client
• Partners with Sales to ensure awareness of open proposals with producers to drive status and outcome
• Develops and conducts producer training in the corporate office and in the field
• Meets all regulatory requirements, supports and coordinates under applicable laws, rules and regulations
• Adheres to all firm compliance and supervisory policies, including but not limited to, anti-money laundering/Office of Foreign Asset Control and/or privacy policies and procedures
• Compiles marketing intelligence, including sales activity, production, frequently asked questions and objections raised by customers
• Researches complex technical questions for sales force on products, planning issues, tax issues, Social Security and other retirement financial concerns
• Conducts periodic retirement planning seminars for customers and producers both virtually and travels to locations to conduct in person upon request
• Assists in entity-level presentations (in writing or in person) where information on retiree services is required
• Maintains awareness of changing legal environment as it impacts investments, retirement plans and insurance products. Work with appropriate areas (compliance, communications, advice, systems, sales, administration) to ensure ongoing compliance
• Acts as a technical resource to communications on retiree marketing efforts
• Maintains detailed records of customer interactions, recommendations and actions according to appropriate regulations

Qualifications

• Bachelor's degree in finance
• FINRA Series 6 or Series 7 license
• State Life & Health license
• Certified Financial Planner (CFP) designation required
• Two years of experience in the financial services industry with specialization in financial planning

Skills & capabilities

• Consultative communication
• Ability to explain complex concepts simply
• Analytical problem-solving
• Cross-functional partnership
• Strong organization, follow-through, and ability to manage multiple proposals or requests at once
• Strong retirement and financial planning knowledge
• Ability to translate technical information into practical recommendations
• Presentation and group education skills for webinars and in-person sessions
• Relationship-building skills with internal and external business partners
• Knowledge of Profiles or Money Guide Pro or similar financial planning software
• In-depth understanding of the industry, financial concepts, product knowledge, investment management and client service strategies
• Knowledge of investment products
• Superior analytical, organizational, research, initiative and multi-tasking skills

Benefits

• Medical/dental/vision insurance
• Life insurance
• Short and long term disability coverage
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire

Pay

National salary range: $87,000.00 – $162,000.00. Expected starting salary range: $87,000.00 – $131,000.00.

Schedule & work conditions

Overtime eligibility: Not Eligible (Exempt). Normal office environment; occasional travel as needed. Must have a valid driver's license with satisfactory driving record in accordance with Nationwide standards. Due to the fiduciary account abilities within this job, a valid credit and/or background check will be required as part of the selection process.

This response is AI-generated, for reference only.